With this project, the Crowdestate investors will have the opportunity to invest in a mortgage loan in a total amount of EUR 100,000 arranged in 2 tranches. In the first tranche, EUR 50,000 was raised. This will be the second tranche of the investment opportunity in the amount of EUR 50,000. The Project Owner intends to finance his other projects and to secure the loan offers a commercial space located in Bucharest City Center, 30 meters from one of the most important metro line stations in Bucharest, within Romana Square, District 1, as a collateral. The commercial space has a total usable area of 37 sqm. The property's market value is EUR 197,000 and the maximum LTV after the 2nd tranche will be ~50%.The loan is secured by a 2nd rank mortgage over the commercial space. The first rank mortgage is held by Crowdestate investors from the first funding round. The loan interest rate is 13,5% p.a. and the loan period is up to 12 months. The principal and interest payments will be made at the end of the loan period.The loan will be repaid from the sales revenue of the Project Owner's other projects, the sale of the commercial space and/or other assets, or refinancing.

Real estate investment opportunity in Romania, mortgage-backed 12 month loan offering 13.5% annual interest rate

Investment opportunity | Mortgage loan in Bucharest city center, District 1

With this project, the Crowdestate investors will have the opportunity to invest in a mortgage loan in a total amount of EUR 100,000 arranged in 2 tranches. In the first tranche, EUR 50,000 was raised. This will be the second tranche of the investment opportunity in the amount of EUR 50,000. The Project Owner intends to finance his other projects and to secure the loan offers a commercial space located in Bucharest City Center, 30 meters from one of the most important metro line stations in Bucharest, within Romana Square, District 1, as a collateral. The commercial space has a total usable area of 37 sqm. The property's market value is EUR 197,000 and the maximum LTV after the 2nd tranche will be ~50%.The loan is secured by a 2nd rank mortgage over the commercial space. The first rank mortgage is held by Crowdestate investors from the first funding round. The loan interest rate is 13,5% p.a. and the loan period is up to 12 months. The principal and interest payments will be made at the end of the loan period.The loan will be repaid from the sales revenue of the Project Owner's other projects, the sale of the commercial space and/or other assets, or refinancing.

Meie järgmise projekti raames on Crowdestate'i investoritel võimalus investeerida hüpoteegiga tagatud sildlaenu kogusummas 100,000 eurot, mis on korraldatud kahes rahastusvoorus. Esimeses rahastamisvoorus kaasati 50 000 eurot ja praeguses teises voorus kaasatakse teine 50 000 eurot. Kaasatud vahandeid kavatseb Projektiomanik kasutada käibekapitalina ja pakub laenu tagamiseks hüpoteeki äripinnale, mis asub Bukaresti kesklinnas, 30 meetri kaugusel Bukaresti ühest tähtsamast metroojaamast, Romana väljakul, 1. linnaosas. Äripinna kasulikku pindala on 37 m2. Tagatiseks pakutava vara turuväärtus on 197 000 eurot. Seega on maksimaalne LTV pärast teist rahastamisvooru ~50%. Laen on tagatud teise järjekoha hüpoteegiga. Esimene järjekoht kuulub Crowdestate'i investoritele eelmisest rahastamisvoorust. Laenu intressimäär on 13,5% aastas ja laenuperiood on kuni 12 kuud. Põhiosa- ja intressimaksed tehakse laenuperioodi lõpus.Laenu tagasimaksmine toimub Projektiomaniku teiste projektide müügitulust, äripinna ja/või muude varade müügist või refinantseerimise teel.

Prin intermediul acestui proiect, investitorii Crowdestate vor avea oportunitatea de a investi intr-un imprumut senior cu ipoteca in suma totala de 100.000 EUR, acordat in 2 transe. Prima transa de 50.000 EUR a fost finantata in Decembrie 2022 - Ianuarie 2023. Aceasta va fi a doua transa de finantare in suma de 50.000 EUR.Sponsorul intentioneaza sa isi finanteze alte proiecte si ofera drept garantie un spatiu comercial localizat in centrul Bucurestiului, in Piata Romana, la 30 metri de una dintre cele mai importante statii de metrou din Bucuresti, in Sectorul 1, pe bulevardul Magheru. Spatiul comercial are o suprafata totala utila de 37 metri patrati si este utilizat ca salon de infrumusetare. Valoarea de piata a proprietatii este de 197.000 EUR. Prin urmare, LTV-ul maxim dupa finantarea transei 2 va fi de ~50%.Imprumutul este garantat prin intermediul unei ipoteci de rang 2 asupra spatiul comercial. Ipoteca de prim rang este detinuta tot de investitorii Crowdestate din prima transa de finantare. Rata dobanzii este fixa de 13.5% p.a., iar perioada imprumutului pana la 12 luni. Plata principalului si a dobanzii se vor face la maturitatea imprumutului. Imprumutul va fi rambursat din veniturile din vanzari aferente altor proiecte ale Sponsorului, vanzarea spatiului comercial adus în garantie (daca va fi cazul) si/sau a altor active sau prin refinantare.

Romania

Euro

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Blvd. Magheru 32-36, Bucharest, Romania (II)

Alin-Mircea Bugeac

Funding goal:	€ 50000
Expected return:	13.5 % p.a
Investment term:	12 months
Risk category:	A Risk assessment model
LTV:	Low risk %
Capital stack:	Secured debt

Blvd. Magheru 32-36, Bucharest, Romania (II)

Funded investment