This real estate investment project is a development project of 3 houses on a total land of 447 sqm situated at 1 Mai street, T29, P 346/1, 346/2, Lot 2, Otopeni, Ilfov County, Romania. This will be Phase 1 of a total 6 houses project. Phase 2 will be represented by the further development of the remaining 3 houses on a second land plot of 449 sqm.Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan. The aim of this new tranche is to raise EUR 85,000 which will be used to refinance the first and only one tranche of the project. The source of reimbursement will be the sale of the houses when finalized. The first 3 houses are expected to be delivered by the end of April 2024. The second possible source of reimbursement can be refinancing from one of the banks operating in Romania.  The investment tenor for this tranche is up to 9 months. The interest rate is 14% p.a. and it will be paid upon the selling of the objective, partially or in whole, together with the principal, but no later than the loan’s maturity. The loan will be secured by a 1st rank mortgage on the land and future houses. The land &amp; existing structures of the first 3 houses, that are in the same stage of construction at the present moment, have been evaluated by SVN Research &amp; Evaluation Advisors for EUR 245,000, out of which EUR 94,000 for the land and the 3 houses under construction for EUR 151,000. Thus, the max LTV will be &lt;35%.

Real estate investment opportunity in Romania for property development, secured by residential land plots and existing constructions and offering 14% annual interest rate.

Investment opportunity | Strada 1 Mai, Otopeni (II)

This real estate investment project is a development project of 3 houses on a total land of 447 sqm situated at 1 Mai street, T29, P 346/1, 346/2, Lot 2, Otopeni, Ilfov County, Romania. This will be Phase 1 of a total 6 houses project. Phase 2 will be represented by the further development of the remaining 3 houses on a second land plot of 449 sqm.Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan. The aim of this new tranche is to raise EUR 85,000 which will be used to refinance the first and only one tranche of the project. The source of reimbursement will be the sale of the houses when finalized. The first 3 houses are expected to be delivered by the end of April 2024. The second possible source of reimbursement can be refinancing from one of the banks operating in Romania.  The investment tenor for this tranche is up to 9 months. The interest rate is 14% p.a. and it will be paid upon the selling of the objective, partially or in whole, together with the principal, but no later than the loan’s maturity. The loan will be secured by a 1st rank mortgage on the land and future houses. The land &amp; existing structures of the first 3 houses, that are in the same stage of construction at the present moment, have been evaluated by SVN Research &amp; Evaluation Advisors for EUR 245,000, out of which EUR 94,000 for the land and the 3 houses under construction for EUR 151,000. Thus, the max LTV will be &lt;35%.

Käesolevaks investeerimise võimaluseks on arendusprojekt 3 eramu ehitamiseks. Arendus asub aadressil 1 Mai tn, T29, P 346/1, 346/2, krunt 2, Otopeni, Ilfovi maakond, Rumeenia. Arendatava kinnistu suuruseks on 447 m2. Tegemist on 1. etapiga projektist, mis koosneb kokku kuuest elukondlikust ühikust. Crowdestate'i investoritel on võimalus investeerida hüpoteegiga tagatud ehituslaenu kogusummas. Käesoleva osamakse eesmärk on koguda 85 000 eurot, mida kasutatakse projekti esimese osamakse refinantseerimiseks.Laenu tagastamise allikaks on valminud korterite müük. Projekti raames rajatavad 3 korterit valmivad 2024. a. aprill lõpuks. Alternatiivseks laenu tagastamise allikaks on laenu refinantseerimine läbi kommertspanga poolt võimaldatud krediidi. Laenuperioodiks on kuni 9 kuud. Fikseeritud intressimääraks on 14% aasta baasil. Perioodilisi intressimakseid ei tehta. Tagasimakseid tehakse iga müüdud korteri hüpoteegi vabastamisel, kuid mitte hiljem kui laenuperioodi lõpus. Laen on tagatud 1. järgu hüpoteegiga arendatavale kinnistule. Vastavalt hindamisaktile on tagatisvara praeguseks väärtuseks EUR 245,000, millest EUR 94,000 on krundi väärtus ning EUR 151,000 on seni tehtud ehituskulude väärtus. Sellest lähtuvalt on käesoleva rahastusvooru laenusumma ja tagatisvara väärtuse suhteks (LTV) ca. 35%.

Acest proiect de investitii imobiliare este un proiect de dezvoltare a unui numar de 3 case insiruite pe un lot de teren in suprafata totala de 447 mp situat in Otopeni, Str. 1 Mai , Tarla 29, Parcela 346/1, 346/2, Lot 2, Ilfov, Romania. Aceasta va fi Faza 1 a proiectului, proiect care cuprinde un numar total de 6 case insiruite.  Faza 2 va fi reprezentata de dezvoltarea in continuare a urmatoarelor 3 case ramase pe un alt lot de teren in suprafata totala de 449 mp.Investitorii Crowdestate vor avea oportunitatea de a investi intr-un imprumut senior pentru constructie. Scopul acestei noi transe este de a colecta 85.000 EUR care vor fi utilizati pentru refinantarea singurei transe a acestui proiect.Sursa de rambursare va fi vanzarea caselor la momentul finalizarii acestora. Finalizarea primelor 3 case este estimata sa se realizeze pana la finalul lunii Aprilie 2024. A doua posibila sursa de rambursare poate fi refinantarea prin intermediul unei banci din Romania.  Durata investitiei pentru aceasta transa este de pana la 9 luni. Rata dobanzii este de 14% pe an si va fi platita la vanzarea obiectivului, partial sau integral, impreuna cu principalul, dar nu mai tarziu de maturitatea creditului. Imprumutul va fi garantat cu ipoteca de rang 1 pe teren si constructiile viitoare. Terenul si structurile existente ale primelor 3 case, care se afla in acelasi stadiu de dezvoltare la momentul actual au fost evaluate pentru suma de 245.000 EUR de catre SVN Research &amp; Evaluation Advisors, din care 94.000 EUR reprezinta terenul, iar constructiile existente sunt evaluate la 151.000 EUR. Prin urmare, LTV-ul pentru noua transa este mai mic de 35%.

Romania

Euro

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Strada 1 Mai, Otopeni (II)

Nicolae Uciu

Alin Mihalache

Objetivo de financiación:	€ 85000
Rentabilidad esperada:	14 % a.p.
Duración de la inversión:	9 months
Categoría de riesgo:	B Modelo de evaluación de riesgos
LTV:	Riesgo bajo 34.69%
Capital stack:	Préstamo garantizado

Strada 1 Mai, Otopeni (II)

Inversiones financiadas