With this investment opportunity, the Crowdestate investors have the opportunity of investing in a real estate secured mortgage bridge loan in the amount of 90 400 Euros.The purpose of the loan is to refinance all tranches from the projects Arana BioVillas and Heliantia House.By concluding the refinancing Crowdestate investors will provide capital for the continuation of the construction works in the real estate property located in Avenida dos Sanatórios, Valadares, Vila Nova de Gaia, Portugal, the target project presented in this campaign.This project is an individual family house, extremely well-located 500 meters away from the beach. This house is pre-sold and a down-payment was collected.To secure the loan of 200 000 Euros, where 109 600 Euros were raised with the first tranches, the Sponsor is offering the first-rank mortgage over the real estate project land named Campo da Cova da Fonte, Lugar das Ameixoeiras, Gulpilhares, Vila Nova de Gaia, Portugal. The same land is described in the <a href="https://crowdestate.eu/opportunity/Arana_Biovillas_Gulpilhares_Gaia">Arana BioVillas, Gulpilhares, Vila Nova de Gaia, Portugal</a>. According to the attached appraisal, the estimated market value of this collateral is 347 000 Euros. Therefore, considering the 1st rank mortgage of 200 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 58%.The interest rate of the loan is 14% per annum.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The principal and interest payments will be made at the end of the loan period.The loan will be repaid from the sale of the collateral, refinancing, or the Sponsor's operating revenues.

Real estate investing opportunity in Portugal for property development offering 14% annual interest rate.

Investing in real estate opportunity | Avenida dos Sanatórios, Valadares, Vila Nova de Gaia, Portugal

With this investment opportunity, the Crowdestate investors have the opportunity of investing in a real estate secured mortgage bridge loan in the amount of 90 400 Euros.The purpose of the loan is to refinance all tranches from the projects Arana BioVillas and Heliantia House.By concluding the refinancing Crowdestate investors will provide capital for the continuation of the construction works in the real estate property located in Avenida dos Sanatórios, Valadares, Vila Nova de Gaia, Portugal, the target project presented in this campaign.This project is an individual family house, extremely well-located 500 meters away from the beach. This house is pre-sold and a down-payment was collected.To secure the loan of 200 000 Euros, where 109 &amp;00 Euros were raised with the first tranches, the Sponsor is offering the first-rank mortgage over the real estate project land named Campo da Cova da Fonte, Lugar das Ameixoeiras, Gulpilhares, Vila Nova de Gaia, Portugal. The same land is described in the opportunity <a href="https://crowdestate.eu/opportunity/Arana_Biovillas_Gulpilhares_Gaia">Arana BioVillas, Gulpilhares, Vila Nova de Gaia, Portugal</a>. According to the attached appraisal, the estimated market value of this collateral is 347 000 Euros. Therefore, considering the 1st rank mortgage of 200 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 58%.The interest rate of the loan is 14% per annum.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The principal and interest payments will be made at the end of the loan period.The loan will be repaid from the sale of the collateral, refinancing, or the Sponsor's operating revenues.

Con esta oportunidad de inversión, los inversores de Crowdestate tienen la oportunidad de invertir en un préstamo puente hipotecario con garantía inmobiliaria por importe de 90.400 euros.La finalidad del préstamo es re-financiar todos los tramos de los proyectos Arana BioVillas y Heliantia House.Una vez finalizada la refinanciación, los inversores de Crowdestate aportarán capital para la continuación de las obras de construcción del inmueble situado en la Avenida dos Sanatórios, Valadares, Vila Nova de Gaia, Portugal, proyecto objetivo presentado en esta campaña.Este proyecto es una villa familiar independiente, muy bien situada a 500 metros de la playa. Esta casa está pre-vendida con un contrato de promesa de compraventa firmado y se ha cobrado un anticipo.Para garantizar el préstamo de 200 000 euros, de los cuales 109 600 euros se recaudaron en los primeros tramos, el promotor constituyó una primera hipoteca sobre el terreno del proyecto inmobiliario situado en Campo da Cova da Fonte, Lugar das Ameixoeiras, Gulpilhares, Vila Nova de Gaia, Portugal. El mismo terreno se describe en el proyecto Arana BioVillas, Gulpilhares, Vila Nova de Gaia, Portugal. Según la tasación adjunta, el valor de mercado estimado de esta garantía es de 347 000 euros. Así, teniendo en cuenta la primera hipoteca de 200 000 euros, si los inversores de Crowdestate financian el importe total, conseguimos un LTV del 58%.El tipo de interés del préstamo es del 14% anual.El periodo del préstamo es de 12 meses, con la opción del Promotor de ampliar el periodo del préstamo en 6 meses con la obligación de aumentar el tipo de interés en un 2% durante el periodo ampliado. Los pagos de principal e intereses se efectuarán al final del periodo del préstamo.El préstamo se reembolsará con la venta del colateral, la refinanciación o los ingresos de explotación del Promotor.

Oportunidad de inversión inmobiliaria en Portugal para desarrollo inmobiliario que ofrece una tasa de interés anual del 14%.

Invertir en oportunidad inmobiliaria | Avenida dos Sanatórios, Valadares, Vila Nova de Gaia, Portugal

Antud investeerimisvõimaluse raames on Crowdestate'i investoritel võimalus investeerida 90 400 euro suurusesse kinnisvaraga tagatud hüpoteegiga sildlaenu.Laenu eesmärk on refinantseerida kõik osamaksed projektidest Arana BioVillas ja Heliantia House.Refinantseerimise sõlmimisega annavad Crowdestate'i investorid kapitali ehitustööde jätkamiseks kinnisvaraobjektil, mis asub Avenida dos Sanatórios, Valadares, Vila Nova de Gaia, Portugal, selles kampaanias esitatud sihtprojektis.Antud projekt on eraelamu, mille suurepärane asukoht on 500 meetri kaugusel rannast. See maja on juba ette müüdud ja ettemaks on käes.Laenu tagatiseks on esimese järjekoha hüpoteek arenduskinnistule Campo da Cova da Fonte, Lugar das Ameixoeiras, Gulpilhares, Vila Nova de Gaia, Portugal. Sama projekti raames oleme varem kaasanud 109,600 eurot.Lisatud hindamisakti kohaselt on selle tagatisvara väärtus 347,000 eurot. Seega, arvestades 200,000 euro suurust laenu, moodustub LTV-ks 58%.Laenu intressimäär on 14% aastas.Laenuperiood on 12 kuud, kuid sponsoril on võimalik pikendada laenuperioodi 6 kuu võrra, kohustusega tõsta intressimäära 2% võrra pikendatud perioodi jooksul. Põhi- ja intressimaksed tehakse laenuperioodi lõpus.Laenu tagasimaksmine toimub tagatise müügist, refinantseerimisest või sponsori tegevustuludest.

Com esta oportunidade de investimento, os investidores da Crowdestate têm a oportunidade de investir num empréstimo-ponte hipotecário com garantia imobiliária no valor de 90 400 Euros.O objetivo do empréstimo é refinanciar todas as tranches dos projectos Arana BioVillas e Heliantia House.Ao concluir o refinanciamento, os investidores da Crowdestate disponibilizarão capital para a continuidade das obras de construção do imóvel localizado na Avenida dos Sanatórios, Valadares, Vila Nova de Gaia, Portugal, o projeto alvo apresentado nesta campanha.Este projeto trata-se de uma moradia individual-familiar, extremamente bem localizada a 500 metros da praia. Esta casa está pré-vendida com contrato promessa de compra e venda assinado e foi cobrado um sinal.Para garantir o empréstimo de 200 000 Euros, dos quais 109 600 Euros foram angariados nas primeiras tranches, o promotor disponibiliza a primeira hipoteca sobre o terreno do projeto imobiliário localizado no Campo da Cova da Fonte, Lugar das Ameixoeiras, Gulpilhares, Vila Nova de Gaia, Portugal. O mesmo terreno está descrito no projeto Arana BioVillas, Gulpilhares, Vila Nova de Gaia, Portugal. De acordo com a avaliação anexa, o valor de mercado estimado deste colateral é de 347 000 Euros. Assim, considerando a primeira hipoteca de 200 000 Euros, se os investidores do Crowdestate financiarem o montante total, atingimos um LTV de 58%.A taxa de juro do empréstimo é de 14% ao ano.O período do empréstimo é de 12 meses, com a opção do Promotor de prolongar o período do financiamento por 6 meses, com a obrigação de aumentar a taxa de juro em 2% durante o período prolongado. Os pagamentos do capital e dos juros serão efectuados no final do período do empréstimo.O empréstimo será reembolsado através da venda do colateral, de re-financiamento ou através de outros proveitos operacionais do promotor.

Oportunidade de investimento em Portugal para promoção imobiliária considerando taxa de juro anual de 14% .

Oportunidade de investimento imobiliário | Avenida dos Sanatórios, Valadares, Vila Nova de Gaia, Portugal

With this investment opportunity, the Crowdestate investors have the opportunity of investing in a real estate secured mortgage bridge loan in the amount of 90 400 Euros.The purpose of the loan is to refinance all tranches from the projects Arana BioVillas and Heliantia House.By concluding the refinancing Crowdestate investors will provide capital for the continuation of the construction works in the real estate property located in Avenida dos Sanatórios, Valadares, Vila Nova de Gaia, Portugal, the target project presented in this campaign.This project is an individual family house, extremely well-located 500 meters away from the beach. This house is pre-sold and a down-payment was collected.To secure the loan of 200 000 Euros, where 109 600 Euros were raised with the first tranches, the Sponsor is offering the first-rank mortgage over the real estate project land named Campo da Cova da Fonte, Lugar das Ameixoeiras, Gulpilhares, Vila Nova de Gaia, Portugal. The same land is described in the <a href="https://crowdestate.eu/opportunity/Arana_Biovillas_Gulpilhares_Gaia">Arana BioVillas, Gulpilhares, Vila Nova de Gaia, Portugal</a>. According to the attached appraisal, the estimated market value of this collateral is 347 000 Euros. Therefore, considering the 1st rank mortgage of 200 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 58%.The interest rate of the loan is 14% per annum.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The principal and interest payments will be made at the end of the loan period.The loan will be repaid from the sale of the collateral, refinancing, or the Sponsor's operating revenues.

Portugal

Euro

WhatsApp Image 2023-08-07 at 14.40.18 (10).jpeg

Objectivo de financiamento:	€ 90400
Retorno esperado:	14 % p.a
Duração do investimento:	12 meses
Categoria de risco:	B Modelo de avaliação de risco
LTV:	Baixo risco 58%
Capital stack:	Empréstimo com garantia

Avenida dos Sanatórios, Valadares, VNG, PT (III)

Investimentos financiados