The goal for this investment opportunity is to refinance 100 000 Euros out of a total of 510 000 Euros. Most of this total amount will be used to repay a bank loan and the remaining to restart the construction of the Sponsor head office building located at Rua Cónego Gonçalves Salvador, Cadima, Cantanhede.This first tranche loan will be secured by a 2nd rank mortgage on another property, a plot of urban land with construction capacity, located in Mouriscas, Cantanhede, Portugal. The first mortgage belongs to a private person and is already paid. The register of its removal is pending, so we are not considering it as paid. As per the attached appraisal, this collateral property has a market value of 306 600 Euros. Therefore, the maximum LTV for this opportunity is 49%.The bank loan that will be partially repaid is secured with a 1st rank mortgage over the property where the Sponsor is building the head office. The maximum goal of this opportunity is 100 000 Euros.The interest rate of the loan is 12% per annum, paid quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The loan will be repaid from Sponsor's operating revenues, refinancing, sale of the collateral, or the sale of the property.

Real estate investment opportunity in Portugal for property development offering 12% annual interest rate.

Investment opportunity | Rua Cónego Gonçalves Salvador, Cantanhede, Portugal

The goal for this investment opportunity is to refinance 100 000 Euros out of a total of 510 000 Euros. Most of this total amount will be used to repay a bank loan and the remaining to restart the construction of the Sponsor head office building located at Rua Cónego Gonçalves Salvador, Cadima, Cantanhede. This first tranche loan will be secured by a 2nd rank mortgage on another property, a plot of urban land with construction capacity, located in Mouriscas, Cantanhede, Portugal. The first mortgage belongs to a private person and is already paid. The register of its removal is pending, so we are not considering it as paid. As per the attached appraisal, this collateral property has a market value of 306 600 Euros. Therefore, the maximum LTV for this opportunity is 49%.The bank loan that will be partially repaid is secured with a 1st rank mortgage over the property where the Sponsor is building the head office. The maximum goal of this opportunity is 100 000 Euros.The interest rate of the loan is 12% per annum, paid quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The loan will be repaid from Sponsor's operating revenues, refinancing, sale of the collateral, or the sale of the property.

Käesoleva investeerimisvõimaluse eesmärgiks on kaasata EUR 100,000. Tegemist on esimese rahastusvooruga projektist, mille kogumaht on EUR 510,000. Suurem osa kaasatavast kapitalist kasutatakse refinantseerimiseks, ülejäänud Sponsori poolt kasutusele võetava kontorihoone ehitamise alustamiseks.Rahastusvoor tagatiseks kasutatakse 2. järjekoha hüpoteeki elukondliku ehitusõigusega kinnistule Cadimas, Cantanhede, Portugal. Esimese jrk. Hüpoteegi omanikuks on eraisik ning selle eemaldamine registrist on projekti avaldamise ajal veel töös ja seetõttu käsitleme tagatisena 2. jrk. Hüpoteeki.Vastavalt lisatud hindamisaktile on tagatisvara väärtuseks EUR 306,600. Seeläbi on rahastusvooru LTV 49%.Refinantseeritav pangalaen on tagatud 1. jrk. Hüpoteegiga kinnistule, millele Sponsor ehitab kontorihoonet. Laenu fikseeritud intressimääraks on 12% aasta baasil, intressimaksed on kvartaalsed.Laenuperioodiks on 12 kuud, kusjuures Sponsoril on ühepoolne õigus pikendada laenuperioodi ühel korral kuni 6 kuu pikkuseks perioodiks, makstes pikendusperioodi vältel 2% võrra kõrgemat intressi. Laenu põhiosa makstakse tagasi laenuperioodi lõpus.Laenu tagasimaksmise allikaks on Sponsori äritulud, refinantseerimine, tagatisvara müük või arendatava kinnistu müük.

Kinnisvarainvesteeringu võimalus Portugalis kinnisvara arendamiseks, pakkudes 12% aastaintressi.

investeerimisvõimalus | Rua Cónego Gonçalves Salvador, Cantanhede, Portugal

The goal for this investment opportunity is to refinance 100 000 Euros out of a total of 510 000 Euros. Most of this total amount will be used to repay a bank loan and the remaining to restart the construction of the Sponsor head office building located at Rua Cónego Gonçalves Salvador, Cadima, Cantanhede.This first tranche loan will be secured by a 2nd rank mortgage on another property, a plot of urban land with construction capacity, located in Mouriscas, Cantanhede, Portugal. The first mortgage belongs to a private person and is already paid. The register of its removal is pending, so we are not considering it as paid.As per the attached appraisal, this collateral property has a market value of 306 600 Euros. Therefore, the maximum LTV for this opportunity is 49%.The bank loan that will be partially repaid is secured with a 1st rank mortgage over the property where the Sponsor is building the head office. The maximum goal of this opportunity is 100 000 Euros.The interest rate of the loan is 12% per annum, paid quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The loan will be repaid from Sponsor's operating revenues, refinancing, sale of the collateral, or the sale of the property.

Objectivo de financiamento:	€ 100000
Retorno esperado:	12 % p.a
Duração do investimento:	12 meses
Categoria de risco:	B Modelo de avaliação de risco
LTV:	Baixo risco %
Capital stack:	Empréstimo com garantia

Rua Cónego Gonçalves Salvador, Cantanhede

Investimentos financiados