With this project, the Crowdestate investors will have the opportunity to invest in a mortgage-secured senior construction loan in a total amount of EUR 130,000, arranged in 1 tranche. The funds will be partially used to refinance current obligations and partially to finance the completion of the last construction works and utility connections for 2 individual houses in the Bucharest Metropolitan Area, Dragomiresti Vale commune, Ilfov County, Romania. The source of reimbursement will be the sale of the houses when finalised or the sale of the additional 2 land plots presented as collaterals. Of the total 2 houses which are the objects of this investment opportunity, one unit is already pre-sold. Other sources of reimbursement can be refinancing from one of the banks operating in Romania.The houses are expected to be delivered by February-March 2024 and commissioned by August-September 2024. The investment tenure for this tranche is up to 11 months. The interest rate of the loan is 14% p.a. The principal and interest payments will be made at the end of the loan period. The loan will be secured by a 1st rank mortgage on the 2 land plots and the existing 2 constructions. Furthermore, the Project Owner will present as collateral other 2 land plots within the project. The 4 land plots and the existing 2 constructions were evaluated in November 2023 for a total amount of EUR 269,000 by SVN Research &amp; Valuation Advisors Romania. Thus, the max. LTV will be ~48%.

Real estate investment opportunity in Romania for property development, secured by residential land plots and existing constructions and offering 14% annual interest rate.

Investment opportunity | Strada Crinilor 7/9, Dragomiresti Vale, Ilfov County

With this project, the Crowdestate investors will have the opportunity to invest in a mortgage-secured senior construction loan in a total amount of EUR 130,000, arranged in 1 tranche. The funds will be partially used to refinance current obligations and partially to finance the completion of the last construction works and utility connections for 2 individual houses in the Bucharest Metropolitan Area, Dragomiresti Vale commune, Ilfov County, Romania. The source of reimbursement will be the sale of the houses when finalised or the sale of the additional 2 land plots presented as collaterals. Of the total 2 houses which are the objects of this investment opportunity, one unit is already pre-sold. Other sources of reimbursement can be refinancing from one of the banks operating in Romania.The houses are expected to be delivered by February-March 2024 and commissioned by August-September 2024. The investment tenure for this tranche is up to 11 months. The interest rate of the loan is 14% p.a. The principal and interest payments will be made at the end of the loan period. The loan will be secured by a 1st rank mortgage on the 2 land plots and the existing 2 constructions. Furthermore, the Project Owner will present as collateral other 2 land plots within the project. The 4 land plots and the existing 2 constructions were evaluated in November 2023 for a total amount of EUR 269,000 by SVN Research &amp; Valuation Advisors Romania. Thus, the max. LTV will be ~48%.

Käesoleva investeerimisvõimalusega saavad Crowdestate'i investorid võimaluse investeerida hüpoteegiga tagatud ehituslaenu kogusummas 130,000 eurot, mis on korraldatud ühe rahastusvooruna. Kaasatud raha kasutatakse jooksvate kohustuste refinantseerimiseks ja kahe üksikelamu viimaste ehitustööde ja kommunaalühenduste lõpetamise rahastamiseks Bukaresti suurlinna piirkonnas, Dragomiresti Vale kommuunis, Ilfovi maakonnas, Rumeenias. Tagasimakse allikas on majade müük pärast nende valmimist või tagatisena esitatud kahe täiendava maatüki müük. Selle investeerimisvõimaluse objektiks olevatest kahest majast üks on juba eelmüüdud. Muud tagasimakse allikad võivad olla refinantseerimine Rumeenias tegutseva panga poolt.Majad peaksid valmima 2024. aasta veebruaris-märtsis ja need võetakse plaanikohaselt kasutusele augustis-septembris. Selle rahastusvooru puhul on investeeringu kestus kuni 11 kuud. Laenu intressimäär on 14% aastas. Põhiosa- ja intressimakseid tehakse laenuperioodi lõpus. Laenu tagatiseks on esimese järjekoha hüpoteek kahele krundile ja kahele olemasolevale ehitisele. Lisaks esitab Projektiomanik tagatiseks veel kaks teises projektis asuvat maatükki. SVN Research &amp; Valuation Advisors Rumeenia hindas 2023. aasta novembris nende nelja maatükki ja kahe olemasoleva ehitise kogusummaks olevat 269,000 eurot. Seega on maksimaalne LTV ~48%.

With this project, the Crowdestate investors will have the opportunity to invest in a mortgage-secured senior construction loan in a total amount of EUR 130,000, arranged in 1 tranche. The funds will be partially used to refinance current obligations and partially to finance the completion of the last construction works and utility connections for 2 individual houses in the Bucharest Metropolitan Area, Dragomiresti Vale commune, Ilfov County, Romania. The source of reimbursement will be the sale of the houses when finalised or the sale of the additional 2 land plots presented as collaterals. Of the total 2 houses which are the objects of this investment opportunity, one unit is already pre-sold. Other sources of reimbursement can be refinancing from one of the banks operating in Romania.The houses are expected to be delivered by February-March 2024 and commissioned by August-September 2024. The investment tenure for this tranche is up to 11 months. The interest rate of the loan is 14% p.a. The principal and interest payments will be made at the end of the loan period. The loan will be secured by a 1st rank mortgage on the 2 land plots and the existing 2 constructions. Furthermore, the Project Owner will present as collateral other 2 land plots within the project. The 4 land plots and the existing 2 constructions were evaluated in November 2023 for a total amount of EUR 269,000 by SVN Research &amp; Valuation Advisors Romania. Thus, the max. LTV will be ~48%.

Oportunitate investitie pe piata imobiliara - 2 case individuale in Dragomiresti Vale, Ilfov County

Oportunitate investitie pe piata imobiliara - Strada Crinilor 7/9, Dragomiresti Vale, Ilfov County

Romania

Euro

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Strada Crinilor 7/9, Dragomiresti Vale, Ilfov

Botis Georgiana-Roxana

Botis Ioan-Andrei

Obiectiv de finanțare:	€ 130000
Randament așteptat:	14 % pe an
Durata investiției:	12 luni
Categoria de risc:	B Model de evaluare a riscurilor
LTV:	Risc scăzut 48.33%
Capital stack:	Împrumut garantat

Strada Crinilor 7/9, Dragomiresti Vale, Ilfov

Investiții finanțate