The goal for this opportunity is to finance the construction of an apartment building, with 110 apartments, situated at 103A, Timisoara Blvd., Bucharest, district 6, Romania. This will be Phase 2 of a larger 230 apartment development on a land of 5,000 sqm. Phase 1 including 69 apartments was completed and sold completely in 2019. Crowdestate investors will have the opportunity to invest in a mortgaged <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/" target="" style="background-color: rgb(255, 255, 255);color: rgb(73, 131, 195);">secured senior construction loan</a> in a total amount of up to EUR 3,000,000, arranged in 6-12 tranches, based on the progression of works and the presales. This is the 1st tranche of the investment opportunity for EUR 250,000. The source of reimbursement will be the sale of the units when finalized. The investment tenor for this tranche is up to 24 months. The interest rate is 16% p.a. and it will be paid in semiannual instalments of 8% p.a. interest, with the remaining difference at the end of the loan period or at principal reimbursement, whichever comes first. The loan will be secured with a 1st rank mortgage on the land and future buildings. The land &amp; existing structure (underground) at this moment has been evaluated for EUR 1.3 million by Colliers International, using the residual income method.

Real estate investment opportunity in Romania for property development offering 16% annual interest rate.

Investment opportunity | Blvd. Timisoara 103A, Bucharest, Romania

The goal for this opportunity is to finance the construction of an apartment building, with 110 apartments, situated at 103A, Timisoara Blvd., Bucharest, district 6, Romania. This will be Phase 2 of a larger 230 apartment development on a land of 5,000 sqm. Phase 1 including 69 apartments was completed and sold completely in 2019. Crowdestate investors will have the opportunity to invest in a mortgaged <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/" target="">secured senior construction loan</a> in a total amount of up to EUR 3,000,000, arranged in 6-12 tranches, based on the progression of works and the presales. This is the 1st tranche of the investment opportunity for EUR 250,000. The source of reimbursement will be the sale of the units when finalized. The investment tenor for this tranche is up to 24 months. The interest rate is 16% p.a. and it will be paid in semiannual instalments of 8% p.a. interest, with the remaining difference at the end of the loan period or at principal reimbursement, whichever comes first. The loan will be secured with a 1st rank mortgage on the land and future buildings. The land &amp; existing structure (underground) at this moment has been evaluated for EUR 1.3 million by Colliers International, using the residual income method.

Käesoleva investeerimisvõimaluse eesmärk on rahastada 110 korterelamu ehitamist, mis asub aadressil 103A, Timisoara pst., Bukarest, 6. piirkond, Rumeenia. See on 5000 ruutmeetri suurusel maa-alal asuva 230 korteri arenduse 2. etapp. 69 korterit valmisid 1. etapis, mis müüdi täielikult 2019. aastal. Crowdestate'i investoritel on võimalus investeerida hüpoteegiga tagatud <a href="https://blog.crowdestate.eu/2020/tagatud-laenu-tahendus/" target="">seenior arenduslaenu</a> kogusummas kuni 3 000 000 eurot, jaotatuna 6–12 osamakseks, lähtudes tööde edenemisest ja eelmüügist. Käesolev rahastusvoor 250 000 eurot on projekti esimene rahastusvoor. Laenu tagasimakse allikaks on valmis saanud korterite müügist saadud tulu. Investeerimisperiood on kuni 24 kuud. IRR on 16% aastas ning tagasimaksed tehakse poolaasta osamaksetena 8%. Laen tagatakse maa-ala ja tulevaste hoonete esimese järgu hüpoteegiga. Hetkel on Colliers International hinnanud maa ja olemasoleva maa-aluse konstruktsiooni väärtuseks jääktulu meetodil 1,3 miljonit eurot.

Kinnisvaraarendus investeerimisvõimalus Rumeenias, 16% IRR aastas

Investeerimisvõimalus | Blvd. Timisoara 103A, Bukarest, Rumeenia

Obiectivul aceste oportunitati de investitie este constructia unui bloc de apartamente, cu 110 apartamente, localizat pe Bd. Timisoara nr. 103A, sectorul 6, Bucuresti, Romania. Proiectul reprezinta faza a dua dintr-un proiect mai mare de 230 de apartamente pe un teren de 5,000 m2. Faza 1 care a inclus 69 de apartamente a fost finalizata si vanduta in 2019. Investitorii Crowdestate au oportunitatea sa investeasca intr-un <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/" target="">imprumut senior</a>, garantat cu ipoteca, de pana la EUR 3,000,000, impartit in 6-12 transe, in functie de progresul lucrarilor si al vanzarilor in avans. Aceasta este prima transa pentru EUR 250.000. Sursa de rambursare este vanzarea apartamentelor cand constructia este finalizata si receptionata.Perioada de investitie pentru aceastra transa este de pana la 24 de luni. Dobanzii este de 16% p.a. si va fi platita in rate semestriale de 8% p.a., iar diferenta la sfarsitul perioadei imprumutului sau la rambursarea principalului, care intervine mai devreme. Imprumutul este garantat cu o ipoteca de rangul 1 pe teren si constructii viitoare. Terenul si structura existenta (subsolul) au fost evaluate pentru EUR 1.3 milioane de catre Colliers International, folosind metoda venitului rezidual.

Obiectiv de finanțare:	€ 250000
Randament așteptat:	16 % pe an
Durata investiției:	24 luni
Categoria de risc:	B Model de evaluare a riscurilor
LTV:	Risc scăzut %
Capital stack:	Împrumut garantat

Blvd. Timisoara 103A, Bucuresti (I)

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