The goal for this investment opportunity is to finance the construction of one individual luxury house on a land plot of 619 sqm, situated at 73E Drumul Lapus Street, District 1, Bucharest Nord, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan in a total amount of EUR 380,000, arranged in 4  tranches, according to the construction schedule. This is the 1st tranche of the investment opportunity for EUR 190,000. The funds will be used partially to refinance current obligations but mainly to finance the construction of the luxury house. The source of reimbursement will be the sale of the house when finalised. The house is already pre-sold for a price of EUR 900,000. Of that, EUR 500,000 is to be paid at the time of signing the minute of reception of the house and the remaining EUR 400,000 at the time of signing the final sale agreement. The house is expected to be delivered in February-March 2024.  The interest rate is 14% p.a. and will be paid in semiannual instalments. The loan period is 12 months, with the Project Owner’s option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The principal payment will be made at the end of the loan period.To secure the 1st tranche of EUR 190,000, the Project Owner is offering 1st rank mortgage on the land plot of 619 sqm and future construction and over another land plot that will be used for the development of a future residential project with a total area of 4,086 sqm located in Varlaam, Adunatii Copaceni, 25 km south of Bucharest. According to the attached appraisals, the minimum market value of the land plot of 619 sqm, with the building permit already issued, is EUR 216,000, and for the 2nd land plot, EUR 159,400. Both appraisals were made by Fortis Global Management. The total value of assets available for securing this current loan is EUR 375,400, providing the investors of this 1st tranche with an LTV of ~50%.

eal estate investment opportunity in Romania for property development, secured by residential land plots and future luxury house and offering 14% annual interest rate

Investment opportunity | Drumul Lapus 73E, District 1, Bucharest, Romania

The goal for this investment opportunity is to finance the construction of one individual luxury house on a land plot of 619 sqm, situated at 73E Drumul Lapus Street, District 1, Bucharest Nord, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan in a total amount of EUR 380,000, arranged in 4  tranches, according to the construction schedule. This is the 1st tranche of the investment opportunity for EUR 190,000. The funds will be used partially to refinance current obligations but mainly to finance the construction of the luxury house. The source of reimbursement will be the sale of the house when finalised. The house is already pre-sold for a price of EUR 900,000. Of that, EUR 500,000 is to be paid at the time of signing the minute of reception of the house and the remaining EUR 400,000 at the time of signing the final sale agreement. The house is expected to be delivered in February-March 2024.  The interest rate is 14% p.a. and will be paid in semiannual instalments. The loan period is 12 months, with the Project Owner’s option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The principal payment will be made at the end of the loan period.To secure the 1st tranche of EUR 190,000, the Project Owner is offering 1st rank mortgage on the land plot of 619 sqm and future construction and over another land plot that will be used for the development of a future residential project with a total area of 4,086 sqm located in Varlaam, Adunatii Copaceni, 25 km south of Bucharest. According to the attached appraisals, the minimum market value of the land plot of 619 sqm, with the building permit already issued, is EUR 216,000, and for the 2nd land plot, EUR 159,400. Both appraisals were made by Fortis Global Management. The total value of assets available for securing this current loan is EUR 375,400, providing the investors of this 1st tranche with an LTV of ~50%.

Real estate investment opportunity in Romania for property development, secured by residential land plots and future luxury house and offering 14% annual interest rate

The goal for this investment opportunity is to finance the construction of one individual luxury house on a land plot of 619 sqm, situated at 73E Drumul Lapus Street, District 1, Bucharest Nord, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan in a total amount of EUR 380,000, arranged in 4  tranches, according to the construction schedule. This is the 1st tranche of the investment opportunity for EUR 190,000. The funds will be used partially to refinance current obligations but mainly to finance the construction of the luxury house. The source of reimbursement will be the sale of the house when finalised. The house is already pre-sold for a price of EUR 900,000. Of that, EUR 500,000 is to be paid at the time of signing the minute of reception of the house and the remaining EUR 400,000 at the time of signing the final sale agreement. The house is expected to be delivered in February-March 2024.  The interest rate is 14% p.a. and will be paid in semiannual instalments. The loan period is 12 months, with the Project Owner’s option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The principal payment will be made at the end of the loan period.To secure the 1st tranche of EUR 190,000, the Project Owner is offering 1st rank mortgage on the land plot of 619 sqm and future construction and over another land plot that will be used for the development of a future residential project with a total area of 4,086 sqm located in Varlaam, Adunatii Copaceni, 25 km south of Bucharest. According to the attached appraisals, the minimum market value of the land plot of 619 sqm, with the building permit already issued, is EUR 216,000, and for the 2nd land plot, EUR 159,400. Both appraisals were made by Fortis Global Management. The total value of assets available for securing this current loan is EUR 375,400, providing the investors of this 1st tranche with an LTV of ~50%.

Käesoleva investeerimisvõimaluse eesmärk on rahastada eksklusiivse eramu ehitamist 619 ruutmeetri suurusel maatükil, mis asub aadressil 73E Drumul Lapus Street, District 1, Bucharest Nord, Rumeenia. Crowdestate'i investoritel on võimalus investeerida hüpoteegiga tagatud ehituslaenu kogusummas 380,000 eurot, mis on korraldatud neljas rahastusvoorus, vastavalt ehitusgraafikule. Käesolev on investeerimisvõimaluse esimene rahastusvoor, summas 190,000 eurot. Kaasatud raha kasutatakse osaliselt jooksvate kohustuste refinantseerimiseks, kuid peamiselt luksusmaja ehituse rahastamiseks. Tagasimaksmise allikaks on maja müük, kui ehitus on lõpule viidud. Eelmüügileping maja müümiseks hinnaga EUR 900,000 on juba sõlmitud.  Sellest 500,000 eurot makstakse maja üleandmisakti allkirjastamisel ja ülejäänud 400,000 eurot lõpliku müügilepingu allkirjastamisel. Maja antakse eeldatavalt üle veebruaris-märtsis 2024.  Intressimäär on 14% aastas ja intressimaksed tehakse kaks korda aastas. Laenuperiood on 12 kuud, kusjuures Projektiomanikul on võimalus pikendada laenuperioodi 6 kuu võrra, kohustusega tõsta intressimäära 2% võrra pikendatud perioodi eest. Põhiosa tagasimakse tehakse laenuperioodi lõpus.Esimese 190,000 euro suuruse rahastusvooru tagamiseks pakub Projektiomanik esimese järjekoha hüpoteeki arendatavale kinnistule ning 4086 m2 suurusele arenduskinnistule Varlaamis, Adunatii Copaceni linnas, 25 km Bukarestist lõuna pool. Lisatud hindamisaktide kohaselt on 619 ruutmeetri suuruse maatüki, mille ehitusluba on juba väljastatud, minimaalne turuväärtus 216,000 eurot ja teise maatüki turuväärtus 159,400 eurot. Mõlemad hindamisaktid on koostanud Fortis Global Management. Praeguse laenu tagatiseks olevate varade koguväärtus on 375 400 eurot, mis annab käesoleva esimese rahastusvooru investoritele ~50%-lise LTV.

The goal for this investment opportunity is to finance the construction of one individual luxury house on a land plot of 619 sqm, situated at 73E Drumul Lapus Street, District 1, Bucharest Nord, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan in a total amount of EUR 380,000, arranged in 4  tranches, according to the construction schedule. This is the 1st tranche of the investment opportunity for EUR 190,000. The funds will be used partially to refinance current obligations but mainly to finance the construction of the luxury house. The source of reimbursement will be the sale of the house when finalised. The house is already pre-sold for a price of EUR 900,000. Of that, EUR 500,000 is to be paid at the time of signing the minute of reception of the house and the remaining EUR 400,000 at the time of signing the final sale agreement. The house is expected to be delivered in February-March 2024.  The interest rate is 14% p.a. and will be paid in semiannual instalments. The loan period is 12 months, with the Project Owner’s option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The principal payment will be made at the end of the loan period.To secure the 1st tranche of EUR 190,000, the Project Owner is offering 1st rank mortgage on the land plot of 619 sqm and future construction and over another land plot that will be used for the development of a future residential project with a total area of 4,086 sqm located in Varlaam, Adunatii Copaceni, 25 km south of Bucharest. According to the attached appraisals, the minimum market value of the land plot of 619 sqm, with the building permit already issued, is EUR 216,000, and for the 2nd land plot, EUR 159,400. Both appraisals were made by Fortis Global Management. The total value of assets available for securing this current loan is EUR 375,400, providing the investors of this 1st tranche with an LTV of ~50%.

The goal for this investment opportunity is to finance the construction of one individual luxury house on a land plot of 619 sqm, situated at 73E Drumul Lapus Street, District 1, Bucharest Nord, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan in a total amount of EUR 380,000, arranged in 4  tranches, according to the construction schedule. This is the 1st tranche of the investment opportunity for EUR 190,000. The funds will be used partially to refinance current obligations but mainly to finance the construction of the luxury house. The source of reimbursement will be the sale of the house when finalised. The house is already pre-sold for a price of EUR 900,000. Of that, EUR 500,000 is to be paid at the time of signing the minute of reception of the house and the remaining EUR 400,000 at the time of signing the final sale agreement. The house is expected to be delivered in February-March 2024.  The interest rate is 14% p.a. and will be paid in semiannual instalments. The loan period is 12 months, with the Project Owner’s option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The principal payment will be made at the end of the loan period.To secure the 1st tranche of EUR 190,000, the Project Owner is offering 1st rank mortgage on the land plot of 619 sqm and future construction and over another land plot that will be used for the development of a future residential project with a total area of 4,086 sqm located in Varlaam, Adunatii Copaceni, 25 km south of Bucharest. According to the attached appraisals, the minimum market value of the land plot of 619 sqm, with the building permit already issued, is EUR 216,000, and for the 2nd land plot, EUR 159,400. Both appraisals were made by Fortis Global Management. The total value of assets available for securing this current loan is EUR 375,400, providing the investors of this 1st tranche with an LTV of ~50%.

Romania

Euro

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Plansa prezentare - A1.pdf

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Obiectiv de finanțare:	€ 190000
Randament așteptat:	14 % pe an
Durata investiției:	12 luni
Categoria de risc:	B Model de evaluare a riscurilor
LTV:	Risc scăzut 50%
Capital stack:	Împrumut garantat

Drumul Lăpuş 73e, București (I)

Investiții finanțate