The Sponsor intends to refinance existing liabilities and offers the opportunity to grant a EUR 230,000 loan (minimum goal EUR 200,000) secured by a 1st rank mortgage on Viimsi põik 18 immovable. The property is located in the highly valued Pirita district, in Merivälja urban area, about 9 km from Tallinn city center. The immovable property includes a 152.2 m2 one-family dwelling which has been renovated in 2005. The property offers sea-views over Tallinn Bay and city skyline. The value of the property is EUR 305,000 (see the appraisal report) and LTV 75%.  Loan interest rate is 11.2% on an annual basis. First interest payment will be made in 6 months after the loan is issued and from there interest is paid monthly. The internal rate of return (IRR) on the loan repayable on the above schedule is 11.7%. Investment period is 12 months and the term can be extended once unilaterally by the borrower by 6 months. After the extension, the interest rate will be 12.2% p.a. The loan will be repaid when property is sold or by refinancing at the end of the loan period latest.

Mortgage loan, secured by a residential plot in Tallinn, Invest in a real estate in Estonia and earn 10% p.a.

Residential land plot in Tallinn (Merivälja)

The Sponsor offers an investment opportunity and granting a EUR 145,000 loan secured by a 1st rank mortgage on Ranniku tee 54 immovable. The property is located in the highly valued Pirita district, in Merivälja urban area, about 10 km from Tallinn city center. The size of the unimproved building land is 1528 m2. The value of the property is EUR 267,000 (see the appraisal report) and LTV 64%..  Loan interest rate is 10% on an annual basis. Internal rate of return (IRR) of the loan with monthly interest payments is 10.5%. Investment period is 12 months and the term can be extended once unilaterally by the borrower by 6 months. After the extension, the interest rate will be 12% p.a. The loan will be repaid when property is sold or by refinancing at the end of the loan period latest.

Käimasoleva kampaania raames pakub Sponsor investoritele võimalust anda Ranniku tee 54 kinnistu 1. järjekoha hüpoteegi tagatisel laenu summas 145 000 eurot. Kinnistu asub kõrgelt hinnatud Pirita linnaosas, Merivälja asumis, umbes 10 km kaugusel Tallinna kesklinnast. Hoonestamata elamumaa kinnistu suurus on 1528 m2. Kehtestatud detailplaneering lubab kuni 280 m2 hoonealuse pinnaga ühepereelamu ehitust. Kinnistu hinnatud turuväärtus on 267 000 eurot ja projekti LTV on 64%. Laenult tasutakse intressi 10% aasta baasil.Igakuiste intressimaksetega laenu sisemine tootlus (IRR) on 10,5%. Pakutava investeerimisvõimaluse kestus on 12 kuud ja tähtaega on laenusaajal võimalik ühepoolselt pikendada üks kord 6 kuu võrra. Pikendamise järgselt on intress 12%. Laenu tagasimakse toimub läbi tagatisvara müügi hiljemalt laenuperioodi lõpus või läbi refinantseerimise.

Investeering elamumaa tagatisel, 12 kuud, intress 10% aasta baasil

Elamumaa Meriväljal

The Sponsor offers an investment opportunity and granting a EUR 145,000 loan secured by a 1st rank mortgage on Ranniku tee 54 immovable. The property is located in the highly valued Pirita district, in Merivälja urban area, about 10 km from Tallinn city center. The size of the unimproved building land is 1528 m2. The value of the property is EUR 267,000 (see the appraisal report) and LTV 64%..  Loan interest rate is 10% on an annual basis. Internal rate of return (IRR) of the loan with monthly interest payments is 10.5%. Investment period is 12 months and the term can be extended once unilaterally by the borrower by 6 months. After the extension, the interest rate will be 12% p.a. The loan will be repaid when property is sold or by refinancing at the end of the loan period latest. <div></div>

Obiectiv de finanțare:	€ 145000
Randament așteptat:	10.5 % pe an
Durata investiției:	13 luni
Categoria de risc:	B Model de evaluare a riscurilor
LTV:	Risc scăzut %
Capital stack:	Împrumut garantat

Ranniku tee 54, Tallinn (I)

Oferta de finanțare participativă ieșită