The goal for this opportunity is to finance the consolidation and reconfiguration of an old building to finalize a residential project consisting of 6 new apartments located in Brasov, 20 Lunga street, Brasov county. This GF + 2F + Attic boutique residential project will have a total built area of 528 sqm and a usable area of 432 sqm and an inner courtyard of 84 sqm together, with the share of 145 sqm from the land afferent to the building.Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan (for more information regarding senior debt, please check out this blog post - <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/" style="background-color: transparent;color: rgb(73, 131, 195);">https://blog.crowdestate.eu/en/2020/secured-loan-definition/</a>) in a total amount of EUR 330,000, arranged in 3 tranches, based on the progression of works and the presales. The 1st tranche of EUR 180,000 was raised in June 2021 and this is the 2nd tranche of the investment opportunity for EUR 100,000. The source of reimbursement will be the sale of the apartments when finalized. The apartments are expected to be delivered between February 2022 - March 2022. The second possible source of reimbursement can be refinancing from one of the banks operating in Romania.  The investment tenor for this tranche is up to 10 months. The interest rate is 14,50% p.a. and it will be paid upon the selling of the objective, partially or in whole, together with the principal, but no later than the loan’s maturity.  The loan will be secured with a 2nd rank mortgage on the land and existing construction (1st rank mortgage is also signed in favor of Crowdestate’s investors).  Current investment value of the project including land &amp; existing construction is EUR 555,000, therefore the LTV for the first 2 tranches is ~50%.

Real estate investment opportunity in Romania for property development offering 14.50% annual interest rate.

Investment opportunity | Str. Lunga 20, Brasov, Romania

The goal for this opportunity is to finance the consolidation and reconfiguration of an old building to finalize a residential project consisting of 6 new apartments located in Brasov, 20 Lunga street, Brasov county. This GF + 2F + Attic boutique residential project will have a total built area of 528 sqm and a usable area of 432 sqm and an inner courtyard of 84 sqm together, with the share of 145 sqm from the land afferent to the building.Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan (for more information regarding senior debt, please check out this blog post - <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/">https://blog.crowdestate.eu/en/2020/secured-loan-definition/</a>) in a total amount of EUR 330,000, arranged in 3 tranches, based on the progression of works and the presales. The 1st tranche of EUR 180,000 was raised in June 2021 and this is the 2nd tranche of the investment opportunity for EUR 100,000. The source of reimbursement will be the sale of the apartments when finalized. The apartments are expected to be delivered between February 2022 - March 2022. The second possible source of reimbursement can be refinancing from one of the banks operating in Romania.  The investment tenor for this tranche is up to 10 months. The interest rate is 14,50% p.a. and it will be paid upon the selling of the objective, partially or in whole, together with the principal, but no later than the loan’s maturity.  The loan will be secured with a 2nd rank mortgage on the land and existing construction (1st rank mortgage is also signed in favor of Crowdestate’s investors).  Current investment value of the project including land &amp; existing construction is EUR 555,000, therefore the LTV for the first 2 tranches is ~50%.

Antud investeerimisvõimaluse eesmärgiks on Brasovis asuva vana hoone ümberehitamine 6 uue korteriga elamuks. Hoone kogupindala on 528 m2, millest kasutatav pind on 432m2 ja sisehoovi suuruseks 84m2. Crowdestate'i investoritel on võimalus investeerida esimese järjekoha hüpoteegiga tagatud arenduslaenu kokku kogusummas 330 000 eurot. Projekti finantseerimine toimub kolme rahastusvooru kaudu, vastavalt ehitustöödele ja ettemüügile. Esimese rahastusvooru suuruseks oli 180 000 eurot ja see koguti 2021.aasta juunis. Käesoleva, teise rahastusvooru suuruses on 100 000 eurot. Tagasimaksete allikaks on tulu korterite müügist. Korterid saavad eeldatavalt valmis 2022. aasta veebruaris või märtsis. Teiseks võimalikuks tagasimaksete allikaks on laenu refinantseerimine pangalaenuga. Antud projekti investeerimisperioodi pikkuseks on 10 kuud ja käesoleva rahastusvooru intressimäära suuruseks on 14.50% aastas. Laenu tagasimaksed toimuvad laenutähtaja lõpus. Korterite kiire ja eduka müügi puhul on võimalik ka ennetähtaegne projektist väljumine. Laen on tagatud teise järjekoha hüpoteegiga maale ja juba olemasolevale ehitusele. SVN Research &amp; Valuation Advisors hinnangu järgi on tagatisvara väärtuseks 555 000 eurot, ehk käesoleva rahastusvooru LTV on 50%.

Obiectivul acestei oportunitati de investitie este finantarea consolidarii si reconfigurarii unei cladiri vechi în vederea finalizarii unui proiect rezidential format din 6 apartamente noi situat in Brasov, 20 Strada Lunga, Judet Brasov. Acest proiect rezidential, de tip boutique, cu regim de inaltime P+2E+Mansarda va avea o suprafata construita totala de 528 mp si o suprafata utila de 432 mp cu o curte interioara de 84 mp împreuna cu cota de 145 mp de la terenul aferent cladirii. Investitorii Crowdestate vor avea ocazia sa investeasca intr-un imprumut Senior pentru finantarea constructiei cu garantie ipotecara în valoare totala de 330.000 EUR, împartit in 3 transe pe baza progresului lucrarilor si a avansurilor încasate. Prima transa de EUR 180.000 a fost finantata in Iunie 2021 si obiectivul oportunitatii actuale de investitii, reprezentand transa a doua, este de EUR 100.000. Sursa de rambursare va fi vanzarea apartamentelor la finalizare. Apartamentele se asteapta sa fie livrate în perioada februarie - martie 2022. A doua sursa posibila de rambursare poate fi refinantarea de la una dintre bancile care opereaza în Romania. Durata investitiei pentru acest proiect este de pana la 10 luni. Rata dobanzii este de 14.50% pe an si va fi platita la vanzarea obiectivului, partial sau integral, odata cu rambursarea principalului, dar nu mai tarziu de maturitatea imprumutului. Imprumutul va fi garantat cu ipoteca de rangul II asupra terenului si cladirii existente (de asemenea, ipoteca de rangul I a fost semnata tot in favoarea investitorilor de pe platforma Crowdestate). Valoarea investitiei actuale a proiectului incluzand aici terenul si constructia existenta cu lucrarile executate la zi este de EUR 555.000, prin urmare LTV-ul pentru primele 2 transe va fi de ~50%.

Oportunitate de investitie in Romania oferind 14.50% dobanda anuala.

Romania

Euro

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Objetivo de financiación:	€ 100000
Rentabilidad esperada:	14.5 % a.p.
Duración de la inversión:	5 months
Categoría de riesgo:	B Modelo de evaluación de riesgos
LTV:	Riesgo bajo %
Capital stack:	Préstamo garantizado

Strada Lungă 20, Brașov (II)

Oferta de financiación participativa completato