With this investment opportunity, the Crowdestate investors have the opportunity of investing in a real estate secured mortgage bridge loan in the amount of 60 000 Euros.The purpose of the loan is to provide the initial capital for the start of the construction works in the real estate property located in Avenida Fernão Magalhães, Miramar, Arcozelo, Vila Nova de Gaia, Portugal.This project has 2 Luxury Villas (Villa A and B), extremely well-located meters away from the beach. Villa B is already sold, and Villa A has recently entered the market, priced at 1 350 000 Euros.To secure this loan of 60 000 Euros, the Sponsor is offering the first-rank mortgage over the real estate project land named <a href="https://crowdestate.eu/opportunity/Heliantia_House_Valadares_Gaia" target="">Heliantia House, Vila Nova de Gaia, Portugal</a>, a real estate development project that is currently under licensing process at the city hall. According to the attached appraisal, the estimated market value of this real estate collateral is 361 000 Euros. Therefore, considering the 1st rank mortgage of 60 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 17%.The interest rate of the loan is 12% per annum.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The principal and interest payments will be made at the end of the loan period.The loan will be repaid from the sale of the property, sale of the collateral, refinancing, or the Sponsor's operating revenues.<a href="https://vimeo.com/686308060">Almah_Miramar_Video</a>

Real estate investing opportunity in Portugal for property development offering 12% annual interest rate.

Investing in real estate opportunity | Avenida Fernão Magalhães, Miramar, Arcozelo, VNG, Portugal

Käesolevaks investeerimisprojektiks on võimalus investeerida kinnisvaraga tagatud hüpoteeklaenu sildlaenu summas EUR 60,000.Laenu eesmärgiks on tagada algkapital ehitustööde alustamiseks kinnistul, mis asub Avenida Fernão Magalhãesis, Miramaris, Arcozelos, Vila Nova de Gaias, Portugalis.Sellel projektil on 2 luksusvillat (Villa A ja B), mis asuvad rannast mõne meetri kaugusel väga heas asukohas. Villa B on juba müüdud ja Villa A on hiljuti turule tulnud, hinnaga EUR 1,350,000.Laenu tagatiseks pakub projekti Sponsor 1. järgu hüpoteeki kinnistule, mis asub Heliantia House’is, Vila Nova de Gaias, Portugalis. Tagatisvara väärtuseks on EUR 361,000. Seega, kui arvestada EUR 60,000 suurust kohustust, moodustub LTV 17%.Fikseeritud intressimääraks on 12% aasta baasil.Laenuperioodiks on 12 kuud. Sponsoril on ühepoolne õigus laenuperioodi ühel korral pikendada 6 kuu pikkuseks perioodiks, makstes pikendusperioodi vältel 2% võrra kõrgemat intressi.Regulaarseid intressimakseid ei tehta.Laenu tagastamise allikaks on kinnistu müük, tagatisvara müük, refinantseerimine või sponsori muudest tegevustuludest.<a href="https://vimeo.com/686308060">Almah_Miramar_Video</a>

Rahastuseesmärk:	€ 60000
Oodatav tootlus:	12 % aastas
Investeerimisperiood:	18 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Av. Fernão Magalhães, Miramar (I)

Rahastatud investeeringud