With this investment opportunity, Crowdestate investors have the opportunity of investing in a real estate secured mortgage construction loan in the amount of 178,500 Euros.In previous tranches, a total of 215,000 Euros was raised, but the collateral used was a different property. 79,500 Euros have been raised until now using this same collateral.For this financing opportunity, the Project owner is offering the first-rank mortgage over the land plot and the existing construction. This project's mortgage will also secure all the next tranches.The purpose of the loan is to provide capital for the continuation of the construction of Avenida Fernão Magalhães, Miramar, Arcozelo, Vila Nova de Gaia, Portugal.This project has 2 Luxury Villas (Villa A and B), which are extremely well-located a few meters from the beach. Villa B is already pre-sold, and Villa A is still available.According to the attached appraisal, the estimated market value of the collateral as is 431,000 euros. Therefore, considering the previous tranche were raised 79,500 euros and this tranche of 178,500 euros we reach an LTV of 60%.The interest rate of the loan is 14% per annum. Interest is payable on a quarterly basis. The loan period is 9 months, and the Project owner has an opportunity to extend it by a maximum of 3 months with the obligation to increase the interest rate by 2% for the extension period. The loan principal will be paid at the end of the loan period.The withholding tax rate for all projects based in Portugal is 10% for all investors.<a href="https://vimeo.com/686308060">Almah_Miramar_Video</a>

Real estate investing opportunity in Portugal for property development offering 14% annual interest rate.

Investing in real estate opportunity | Avenida Fernão Magalhães, Miramar, Arcozelo, VNG, Portugal

With this investment opportunity, Crowdestate investors have the opportunity of investing in a real estate secured mortgage construction loan in the amount of 178,500 Euros.In previous tranches, a total of 215,000 Euros was raised, but the collateral used was a different property. 79,500 Euros have been raised until now using this same collateral.For this financing opportunity, the Project owner is offering the first-rank mortgage over the land plot and the existing construction. This project's mortgage will also secure all next tranches.The purpose of the loan is to provide capital for the continuation of the construction of Avenida Fernão Magalhães, Miramar, Arcozelo, Vila Nova de Gaia, Portugal.This project has 2 Luxury Villas (Villa A and B), which are extremely well-located a few meters from the beach. Villa B is already pre-sold, and Villa A is still available.According to the attached appraisal, the estimated market value of the collateral as is 431,000 euros. Therefore, considering the previous tranche were raised 79,500 euros and this tranche of 178,500 euros we reach an LTV of 60%.The interest rate of the loan is 14% per annum. Interest is ayable on the quarterly basis. The loan period is 9 months and the Project owner has an opportunity to extend it by maximum of 3 months with the obligation to increase the interest rate by 2% for the extension period. Loan principal will be paid at the end of the loan period.The withholding tax rate for all projects based in Portugal is 10% for all investors.<a href="https://vimeo.com/686308060">Almah_Miramar_Video</a>

Meie järgmise investeerimisvõimalusega avaneb Crowdestate’i investoritel võimalus investeerida hüpoteegiga tagatud ehituslaenu summas 178,500 eurot.Sama tagatist kasutades on seni kaasatud 79,500 eurot.Selle investeerimisvõimaluse puhul pakub Projektiomanik esimese järjekoha hüpoteeki maatükile ja olemasolevatele ehitustöödele, mis on selle projekti raames tehtud. Kõik järgmised rahastusvoorud tagatakse samuti selle projekti hüpoteegiga.Sellel projektil on 2 luksusvillat (Villa A ja B), mis asuvad rannast mõne meetri kaugusel väga heas asukohas. Villa B on juba müüdud ja Villa A on hiljuti turule tulnud.Lisatud hindamisakti kohaselt on kinnistu tagatise hinnanguline turuväärtus, sellisel kujul nagu on, 431 000 eurot. Seega, võttes arvesse eelmist, 79,500 euro suurust, ja käesolevat, 178,500 euro suurust rahastusvooru, saavutame tagatisvara väärtuse ja laenusumma suhteks (LTV) 60%. Fikseeritud intressimäär on 14% aasta baasil. Intressimaksed on kvartaalsed.Laenuperiood on 9 kuud. Projektiomanikul on ühepoolne õigus laenuperioodi ühel korral kuni 3 kuu võrra pikendada, makstes pikendusperioodil 2% võrra kõrgemat intressi.Intressimaksed on kvartaalsed ja põhiosa makstakse laenuperioodi lõpus.Laenu tagastamise allikas on kinnistu müük, tagatisvara müük, refinantseerimine või Projektiomaniku muud tegevustulud.Kõigi Portugalis asuvate projektide kinnipeetav maksumäär on 10% kõikidele investoritele. <a href="https://vimeo.com/686308060">Almah_Miramar_Video</a>

Portugal

Euro

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Av Fernão Magalhães, Miramar (IX)

Rahastuseesmärk:	€ 178500
Oodatav tootlus:	14 % aastas
Investeerimisperiood:	12 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Av Fernão Magalhães, Miramar (IX)

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