With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured construction loan in the amount of 50 000 Euros.The Sponsor aims to raise a total of 100 000 Euros in two tranches by providing the first-rank mortgage on a property in Rua do Bairro Souto, Calvário, Valezim, Seia in Portugal. The purpose of the loan is to provide capital for the renovation and expansion works of an individual house in Valezim, Seia, Portugal.The estimated market value of the collateral is 40 000 Euros.The first mortgage on the above-mentioned real estate is used as collateral for the loan. The transaction value of the property was 40 000 Euros. The amount of the first round of financing is 50 000 Euros, of which 25 000 Euros will be made available to the Sponsor after the mortgage has been placed. The remaining 25 000 Euros will be paid upon submission of the construction report.Accordingly, the LTV of the first round of financing is 63% after the payment of the first tranche and 77% after the disbursement of the second tranche. If the Sponsor has invested 50 000 Euros in the reconstruction of the house, a second round of financing in the amount of 50 000 Euros will be organized.After the completion of the reconstruction works, the estimated value of the property is 185 000 Euros.The interest rate of the loan is 10% per annum.The loan period is 9 months, with a Sponsor's option to extend the loan period by 3 months with the obligation to increase the interest rate by 2% for the extended period. The loan will be repaid from the sale of the property, refinancing, or the Sponsor's operating revenues.The principal and interest payments will be made at the end of the loan period.The second tranche of 50 000 Euros will be launched within 3 months after the first rank mortgage is registered.

Mortgage secured construction loan in Portugal

House_in_Valezim_Seia

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured construction loan in the amount of 50 000 Euros.The Sponsor aims to raise a total of 100 000 Euros in two tranches by providing the first-rank mortgage on a property in Rua do Bairro Souto, Calvário, Valezim, Seia in Portugal. The purpose of the loan is to provide capital for the renovation and expansion works of an individual house in Valezim, Seia, Portugal.The estimated market value of the collateral is 40 000 Euros.The first mortgage on the above-mentioned real estate is used as collateral for the loan. The transaction value of the property was 40 000 Euros. The amount of the first round of financing is 50 000 Euros, of which 25 000 Euros will be made available to the Sponsor after the mortgage has been placed. The remaining 25 000 Euros will be paid upon submission of the construction report.Accordingly, the LTV of the first round of financing is 63% after the payment of the first tranche and 77% after the disbursement of the second tranche. If the Sponsor has invested 50 000 Euros in the reconstruction of the house, a second round of financing in the amount of 50 000 Euros will be organized.After the completion of the reconstruction works, the estimated value of the property is 185 000 Euros.The interest rate of the loan is 10% per annum.The loan period is 9 months, with a Sponsor's option to extend the loan period by 3 months with the obligation to increase the interest rate by 2% for the extended period. The loan will be repaid from the sale of the property, refinancing, or the Sponsor's operating revenues.The principal and interest payments will be made at the end of the loan period.The second tranche of 50 000 Euros will be launched within 3 months after the first rank mortgage is registered.

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured construction loan in the amount of 50 000 Euros.The Sponsor aims to raise a total of 100 000 Euros in two tranches by providing the first-rank mortgage on a property in Rua do Bairro Souto, Calvário, Valezim, Seia in Portugal. The purpose of the loan is to provide capital for the renovation and expansion works of an individual house in Valezim, Seia, Portugal.The estimated market value of the collateral is 40 000 Euros.The first mortgage on the above-mentioned real estate is used as collateral for the loan. The transaction value of the property was 40 000 Euros. The amount of the first round of financing is 50 000 Euros, of which 25 000 Euros will be made available to the Sponsor after the mortgage has been placed. The remaining 25 000 Euros will be paid upon submission of the construction report.Accordingly, the LTV of the first round of financing is 63% after the payment of the first tranche and 77% after the disbursement of the second tranche. If the Sponsor has invested 50 000 Euros in the reconstruction of the house, a second round of financing in the amount of 50 000 Euros will be organized.After the completion of the reconstruction works, the estimated value of the property is 185 000 Euros.The interest rate of the loan is 10% per annum.The loan period is 9 months, with a Sponsor's option to extend the loan period by 3 months with the obligation to increase the interest rate by 2% for the extended period. The loan will be repaid from the sale of the property, refinancing, or the Sponsor's operating revenues.The principal and interest payments will be made at the end of the loan period.The second tranche of 50 000 Euros will be launched within 3 months after the first rank mortgage is registered.

Käesolev projekt pakub võimalust investeerida EUR 50,000 hüpoteegiga tagatud arenduslaenu.Projekti Sponsor kavatseb kaasata kokku EUR 100,000. Rahastamine korraldatakse kahe rahastusvooru kaudu. Tagatisvaraks on arendatav kinnistu aadressiga Rua do Bairro Souto, Calvário, Valezim, Seia, Portugal. Laenu kasutatakse eramu rekonstrueerimiseks ja laiendamiseks.Tagatisvara hinnanguliseks väärtuseks on EUR 40,000.Laenu tagatiseks kasutatakse 1. järjekoha hüpoteeki ülalmainitud kinnistule. Kinnistu omandamisel oli tehinguväärtuseks EUR 40,000. Esimese rahastusvooru mahuks on EUR 50,000, millest EUR 25,000 antakse Sponsori käsutusse peale hüpoteegi seadmist. Ülejäänud EUR 25,000 makstakse välja peale ehitusraporti esitamist.Vastavalt sellele on esimese rahastusvooru LTV esmalt peale esimese osa väljamaksmist 63% ja peale peale teise osa väljamaksmist on kulupõhine LTV 77%. Kui Sponsor on eramu rekonstrueerimisse investeerinud EUR 50,000, korraldatakse teine rahastusvoor summas EUR 50,000. Peale rekonstrueerimistööde lõpetamist on kinnistu hinnanguline väärtus EUR 185,000. Fikseeritud intressimääraks on 10% aasta baasil. Perioodilisi intressimakseid ei tehta.Laenu perioodiks on 9 kuud. Sponsoril on ühepoolne õigus laenu ühepoolselt pikendada ühe korra 3 kuu pikkuseks perioodiks, makstes selle perioodi eest 2% võrra kõrgemat intressi.Laenu tagasimaksmise allikaks on kinnistu müük, refinantseerimine või Sponsori muud äritulud.

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured construction loan in the amount of 50 000 Euros.The Sponsor aims to raise a total of 100 000 Euros in two tranches by providing the first-rank mortgage on a property in Rua do Bairro Souto, Calvário, Valezim, Seia in Portugal. The purpose of the loan is to provide capital for the renovation and expansion works of an individual house in Valezim, Seia, Portugal.The estimated market value of the collateral is 40 000 Euros.The first mortgage on the above-mentioned real estate is used as collateral for the loan. The transaction value of the property was 40 000 Euros. The amount of the first round of financing is 50 000 Euros, of which 25 000 Euros will be made available to the Sponsor after the mortgage has been placed. The remaining 25 000 Euros will be paid upon submission of the construction report.Accordingly, the LTV of the first round of financing is 63% after the payment of the first tranche and 77% after the disbursement of the second tranche. If the Sponsor has invested 50 000 Euros in the reconstruction of the house, a second round of financing in the amount of 50 000 Euros will be organized.After the completion of the reconstruction works, the estimated value of the property is 185 000 Euros.The interest rate of the loan is 10% per annum.The loan period is 9 months, with a Sponsor's option to extend the loan period by 3 months with the obligation to increase the interest rate by 2% for the extended period. The loan will be repaid from the sale of the property, refinancing, or the Sponsor's operating revenues.The principal and interest payments will be made at the end of the loan period.The second tranche of 50 000 Euros will be launched within 3 months after the first rank mortgage is registered.

Portugal

Euro

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Rahastuseesmärk:	€ 50000
Oodatav tootlus:	10 % aastas
Investeerimisperiood:	14 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Casa de Valezim, Seia

Rahastatud investeeringud