With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured bridge loan in the amount of 80 000 Euros.The Sponsor aims to raise 230 000 Euros in two tranches by providing the second-rank mortgage on a property in Rua Cónego Manuel Gonçalves 339, Corga Cadima, in Portugal. The purpose of the loan is to provide operating capital for a well-established construction company in Cadima, Portugal, Cadimarte – Construções, Lda.The estimated market value of the collateral is 565 165 Euros.The loan will be secured by a second-rank mortgage on the identified property. This property given as collateral was evaluated in 565 165 Euros, and it has a first rank mortgage registered to a private person with 50 000 Euros. If we consider the 1st rank mortgage of 50.000 Euros, we may add up Crowdestate's loan and reach an aggregated LTV of 23%. If we deduct the 1st rank mortgage value, the remaining un-encumbered the free value would be 515 165 Euros; therefore, the LTV for Crowdestate's loan specifically would be 16% for this tranche.The interest rate of the loan is 12% per annum.Interests' payments are made quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The loan will be repaid from the Sponsor's operating revenues, from refinancing, or from the sale of the property.The principal payment will be made at the end of the loan period.The second tranche of 150 000 Euros will be launched as soon as the mortgage register is scheduled.

Land_in_Cadima_Cantanhede

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured bridge loan in the amount of 80 000 Euros.The Sponsor aims to raise 230 000 Euros in two tranches by providing the second-rank mortgage on a property located in Rua Cónego Manuel Gonçalves 339, Corga Cadima, in Portugal. The purpose of the loan is to provide operating capital for a well-established construction company in Cadima, Portugal, Cadimarte – Construções, Lda. The estimated market value of the collateral is 565 165 Euros. The loan will be secured by a second-rank mortgage on the identified property. This property given as collateral was evaluated in 565 165 Euros, and it has a first rank mortgage registered to a private person with 50 000 Euros. If we consider the 1st rank mortgage of 50.000 Euros, we may add up Crowdestate's loan and reach an aggregated LTV of 23%. If we deduct the 1st rank mortgage value, the remaining un-encumbered free value would be 515 165 Euros; therefore, the LTV for Crowdestate's loan specifically would be 16% for this tranche.The interest rate of the loan is 12% per annum.Interests' payments are made quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The loan will be repaid from the sponsor's operating revenues, from refinancing, or from the sale of the property.The principal payment will be made at the end of the loan period.The second tranche of 150 000 Euros will be launched as soon as the mortgage register is scheduled.

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured bridge loan in the amount of 80 000 Euros.The Sponsor aims to raise 230 000 Euros in two tranches by providing the second- rank mortgage on a property in Rua Cónego Manuel Gonçalves 339, Corga Cadima, in Portugal. The purpose of the loan is to provide operating capital for a well-established construction company in Cadima, Portugal, Cadimarte – Construções, Lda.The estimated market value of the collateral is 565 165 Euros.The loan will be secured by a second-rank mortgage on the identified property. This property given as collateral was evaluated in 565 165 Euros, and it has a first rank mortgage registered to a private person with 50 000 Euros. If we consider the 1st rank mortgage of 50.000 Euros, we may add up Crowdestate's loan and reach an aggregated LTV of 23%. If we deduct the 1st rank mortgage value, the remaining un-encumbered free value would be 515 165 Euros; therefore, the LTV for Crowdestate's loan specifically would be 16% for this tranche.The interest rate of the loan is 12% per annum.Interests' payments are made quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The loan will be repaid from the Sponsor's operating revenues, from refinancing, or from the sale of the property.The principal payment will be made at the end of the loan period.The second tranche of 150 000 Euros will be launched as soon as the mortgage register is scheduled.

Käesolevaks investeerimisvõimaluseks on 2. järjekoha hüpoteegiga tagatud sildlaen.  Projekti Sponsor soovib kaasata EUR 230,000 kahe rahastusvooru kaudu. Käesoleva, esimese rahastusvooru maht on EUR 80,000.Projekti Sponsoriks on Cadimarte – Construções, Lda., eelkõige Cadimas, Portugalis opereeriv ehitusettevõte. Kaasatud kapitali kasutab Sponsor käibekapitalina, rahastades selliselt avalike objektide ehitamisel nõutud täitmisgarantiisid.Tagatisvaraks on kinnistu aadressil Rua Cónego Manuel Gonçalves 339, Corga Cadima, Portugal. Kinnistu väärtuseks on EUR 565,165.Laen on tagatud 2. järjekoha hüpoteegiga antud kinnistule. Esimesele järjekohale registreeritud hüpoteegi suuruseks on EUR 50,000 ja see kuulub eraisikule. Vastavalt sellele on käesoleva rahastusvooru LTV 23%. Kui me vähendame kinnistu väärtust 1. järjekoha hüpoteegi summa võrra, jääb kinnistu väärtuseks EUR 515,165. Sellisel juhul moodustuks esimese rahastusvooru LTVks 16%.Laenu tagasimaksmise allikaks on Sponsori äritegevuse kaudu genereeritav rahavoog. Laenu fikseeritud intressimääraks on 12% aasta baasil.Intressimakseid tehakse kvartaalselt. Laenu põhiosa tagastatakse laenuperioodi lõpus. Laenuperiood on 12 kuud, kusjuures Sponsoril on ühepoolne õigus ühel korral laenuperioodi pikendada kuni 6 kuu võrra, tasudes selle perioodi eest 2% võrra kõrgemat intressi.

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured bridge loan in the amount of 80 000 Euros.The Sponsor aims to raise 230 000 Euros in two tranches by providing the second-rank mortgage on a property in Rua Cónego Manuel Gonçalves 339, Corga Cadima, in Portugal. The purpose of the loan is to provide operating capital for a well-established construction company in Cadima, Portugal, Cadimarte – Construções, Lda.The estimated market value of the collateral is 565 165 Euros.The loan will be secured by a second-rank mortgage on the identified property. This property given as collateral was evaluated in 565 165 Euros, and it has a first rank mortgage registered to a private person with 50 000 Euros. If we consider the 1st rank mortgage of 50.000 Euros, we may add up Crowdestate's loan and reach an aggregated LTV of 23%. If we deduct the 1st rank mortgage value, the remaining un-encumbered free value would be 515 165 Euros; therefore, the LTV for Crowdestate's loan specifically would be 16% for this tranche.The interest rate of the loan is 12% per annum.Interests' payments are made quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The loan will be repaid from the Sponsor's operating revenues, from refinancing, or from the sale of the property.The principal payment will be made at the end of the loan period.The second tranche of 150 000 Euros will be launched as soon as the mortgage register is scheduled.

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured bridge loan in the amount of 80 000 Euros.The Sponsor aims to raise 230 000 Euros in two tranches by providing the second-rank mortgage on a property located in Rua Cónego Manuel Gonçalves 339, Corga Cadima, in Portugal. The purpose of the loan is to provide operating capital for a well-established construction company in Cadima, Portugal, Cadimarte – Construções, Lda. The estimated market value of the collateral is 565 165 Euros. The loan will be secured by a second-rank mortgage on the identified property. This property given as collateral was evaluated in 565 165 Euros, and it has a first rank mortgage registered to a private person with 50 000 Euros. If we consider the 1st rank mortgage of 50.000 Euros, we may add up Crowdestate's loan and reach an aggregated LTV of 23%. If we deduct the 1st rank mortgage value, the remaining un-encumbered free value would be 515 165 Euros; therefore, the LTV for Crowdestate's loan specifically would be 16% for this tranche.The interest rate of the loan is 12% per annum.Interests' payments are made quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The loan will be repaid from the sponsor's operating revenues, from refinancing, or from the sale of the property.The principal payment will be made at the end of the loan period.The second tranche of 150 000 Euros will be launched as soon as the mortgage register is scheduled.

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a mortgage secured bridge loan in the amount of 80 000 Euros.The Sponsor aims to raise 230 000 Euros in two tranches by providing the second-rank mortgage on a property located in Rua Cónego Manuel Gonçalves 339, Corga Cadima, in Portugal. The purpose of the loan is to provide operating capital for a well-established construction company in Cadima, Portugal, Cadimarte – Construções, Lda.The estimated market value of the collateral is 565 165 Euros.The loan will be secured by a second-rank mortgage on the identified property. This property given as collateral was evaluated in 565 165 Euros, and it has a first rank mortgage registered to a private person with 50 000 Euros. If we consider the 1st rank mortgage of 50.000 Euros, we may add up Crowdestate's loan and reach an aggregated LTV of 23%. If we deduct the 1st rank mortgage value, the remaining un-encumbered free value would be 515 165 Euros; therefore, the LTV for Crowdestate's loan specifically would be 16% for this tranche.The interest rate of the loan is 12% per annum.Interests' payments are made quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The loan will be repaid from the sponsor's operating revenues, from refinancing, or from the sale of the property.The principal payment will be made at the end of the loan period.The second tranche of 150 000 Euros will be launched as soon as the mortgage register is scheduled.

Rahastuseesmärk:	€ 80000
Oodatav tootlus:	12 % aastas
Investeerimisperiood:	12 kuud
Riskikategooria:	A Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Corga, Cadima, Cantanhede (I)

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