Within the framework of this project, the Crowdstate is offering investors the opportunity to participate in another (fourth) global Nord Timber OÜ working capital financing. The estimated working capital requirement is estimated at EUR 700,000, of which EUR 400,000 was included from investors at the beginning of September.The loan term is 6 months, the interest rate is 15.0% per annum and the estimated return on investment (IRR) to the investor at 16.20% on an annual basis. To protect the interests of investors, the loan is secured by a personal guarantee issued by the member of the management board along with the restrictions imposed by the Crowdstate Collateral Agency OÜ (&#34;Tagatisagent&#34;) on the use of received funds. This is a so-called &#34;partial bullet loan&#34;, in other words, a loan where during the period the interest is mainly paid, and, to a lesser extent, also the principal. An essential part of the principal (65%) is paid at the end of the loan period as a one-time payment.

Investment into the purchase and sale of sawnwood, short term investment opportunity offering 16.20% p.a.

Global Nord Timber (IV) investment opportunity

Within the framework of this project, the Crowdstate is offering investors the opportunity to participate in another (fourth) global Nord Timber OÜ working capital financing. The estimated working capital requirement is estimated at EUR 700,000, of which EUR 400,000 was included from investors at the beginning of September.The loan term is 6 months, the interest rate is 15.0% per annum and the estimated return on investment (IRR) to the investor at 16.20% on an annual basis. To protect the interests of investors, the loan is secured by a personal guarantee issued by the member of the management board along with the restrictions imposed by the Crowdstate Collateral Agency OÜ (&#34;Tagatisagent&#34;) on the use of received funds. This is a so-called &#34;partial bullet loan&#34;, in other words, a loan where during the period the interest is mainly paid, and, to a lesser extent, also the principal. An essential part of the principal (65%) is paid at the end of the loan period as a one-time payment.

Short term investment opportunity in offering working capital loan with a 16.20% IRR per annum

Käesoleva projekti raames pakub Crowdestate ühisrahatusplatvormi investoritele võimalust osaleda järjekordses (neljandas) Global Nord Timber OÜ käibekapitali finantseerimises. Plaanitud käibekapitali vajadus on hinnanguliselt 700 000 eurot, millest 400 000 eurot kaasati investoritelt septembri alguses. Laenu pikkuseks on 6 kuud, intressimäär 15.0% aastas ning prognoositud tootlus (IRR) investorile 16.20% aasta baasil. Investorite huvide kaitseks on laenu tagatiseks juhatuse liikme isiklik käendus ning Crowdestate Collateral Agency OÜ (“Tagatisagent”) poolt seatud piirangud saadud rahaliste vahendite kasutamise kohta.Laenugraafiku mõistes on tegemist n-ö osalise bullet-laenuga ehk laenuga, mille perioodi jooksul tasutakse peamiselt intressi ning väiksemas mahus ka põhiosa. Oluline osa põhiosast (65%) tasutakse laenuperioodi lõpus ühekordse maksena.

Uus investeerimisvõimalus pakub lühiajalist käibekapitali laenu 16.20% tootlusega aasta baasil.

Rahastuseesmärk:	€ 300000
Oodatav tootlus:	16.2 % aastas
Investeerimisperiood:	4 kuud
Riskikategooria:	F Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Global Nord Timber OÜ (IV)

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