Our new project offers an opportunity to grant a mortgage loan secured by Pesapuu St. 21 property in Meremõisa village, Lääne-Harju municipality, Harju county. The project owner intends to raise 125,000 euros for working capital needs of its company. The project is located 30 minutes by car from Tallinn city center. Net area of Pesapuu 21 house is 112.3 m2. The loan is secured by a first-rank mortgage on Pesapuu Str. 21 property. Current market value of the property is 229,000 euros. LTV of the project is 55%.Loan period is up to 12 months and interest rate is 13% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the house will be sold. The project owner has a right to extend the loan period once up to 1 months. Interest during the extension period will be 15% p.a.The loan will be repaid from the sales revenue of Pesapuu 21 property.  Investors have previously financed the project owner's developments in the same area (Hirve St. 3, 8 and Marali St. 9 + Hirve St. 14 and 15 + Pesapuu 11), which have been successfully exited. At the moment, investors have issued one loan for Pesapuu 22 and Pargimetsa 11 project, which is in progress.

Real estate investment opportunity in Estonia, mortgage loan secured by a single-family house, offering 13% annual interest rate

Real estate investment | Pesapuu St. 21, Meremõisa

Our new project offers an opportunity to grant a mortgage loan secured by Pesapuu St. 21 property in Meremõisa village, Lääne-Harju municipality, Harju county. The project owner intends to raise 125,000 euros for working capital needs of its company. The project is located 30 minutes by car from Tallinn city center. Net area of Pesapuu 21 house is 112.3 m2. The loan is secured by a first-rank mortgage on Pesapuu Str. 21 property. Current market value of the property is 229,000 euros. LTV of the project is 55%.Loan period is up to 12 months and interest rate is 13% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the house will be sold. The project owner has a right to extend the loan period once up to 1 months. Interest during the extension period will be 15% p.a.The loan will be repaid from the sales revenue of Pesapuu 21 property.  Investors have previously financed the project owner's developments in the same area (Hirve St. 3, 8 and Marali St. 9 + Hirve St. 14 and 15 + Pesapuu 11), which have been successfully exited. At the moment, investors have issued one loan for Pesapuu 22 and Pargimetsa 11 project, which is in progress.

Meie uue projekti raames saavad investorid rahastada Pesapuu 21 ühepereelamu tagatisel kapitali vabastamist kinnistu müügiperioodiks. Kinnistu asub Meremõisa külas, Lääne-Harju vallas, Tallinnast u. 30-minutilise autosõidu kaugusel. Investoritele pakutakse võimalust rahastada 1. järjekoha hüpoteegi tagatisel summas 125 000 eurot. Pesapuu 21 elamu suletud netopind on 112,3 m2.Laenu tagatiseks seatakse 1. järjekoha hüpoteek Pesapuu tee 21 kinnistule. Kinnistu hetke turuväärtus on 229 000 eurot. Investorite laenude põhiosa ja vara väärtuse suhe (LTV) on kuni 55%.Laenuperiood on 12 kuud ja intress 13% aasta baasil. Intress makstakse ühekordse maksena laenuperioodi lõpus või valmis maja müümisel. Projektiomanikul on õigus laenutähtaega kuni 1 kuu võrra pikendada. Pikendamisperioodi intress on 15%. Laenu tagasimakse toimub Pesapuu 21 kinnistu müügitulust. Investorid on varem rahastanud projektiomaniku sama piirkonna arendusi (Hirve tee 3, 8 ja Marali tee 9 + Hirve tee 14 ja 15 + Pesapuu 11), millest on edukalt väljutud. Hetkel on investorite poolt väljas üks laen Pesapuu 22 ja Pargimetsa 11 projektidele, mis on pooleli.

Ühepereelamue ehituse finantseerimine, Harku vallas, laenuintress 13% aasta baasil

Rahastuseesmärk:	€ 125000
Oodatav tootlus:	13 % aastas
Investeerimisperiood:	12 kuud
Riskikategooria:	A Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Pesapuu tn 21, Meremõisa

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