The Sponsor is building semi-detached house at Rattasepa str. 33, Soinaste municipality, Kambja parish, Tartu county. The project is located 11 min away by car from the Tartu city centre. Tartu is the second largest city of Estonia. Tartu is often considered the intellectual centre of the country.  Sponsor is looking for construction funding in total amount of EUR 209,000. The capital will be raised in different tranches and based on consrtruction deeds submitted by the Sponsor. The amount of current sixth round is EUR 25,000. The total amount of loans issued by investors, including the amount of the current round, is 199,000 euros. Planned LTV of the project will be max 75%. The loan is secured by a first-rank mortgage on Rattasepa str. 33 immovable with a market value of  EUR 273,000 (according evaluation report and completed construction costs). Both apartments have been pre-sold. Apartments are architecturally identical and have a living area of ​​108.8 m2. Loan period is ca 3 months (up to 30.06.2022) and interest rate is 9.5% on an annual basis. Interest will be paid as a lump sum at the end of the loan period or when the apartments are sold.The planned sales price of the project is EUR 321,500.

Real estate investment opportunity in Estonia for property development offering 9.5% annual interest rate

Real estate investment | Rattasepa 33

The Sponsor is building semi-detached house at Rattasepa str. 33, Soinaste municipality, Kambja parish, Tartu county. The project is located 11 min away by car from the Tartu city centre. Tartu is the second largest city of Estonia. Tartu is often considered the intellectual centre of the country.  Sponsor is looking for construction funding in total amount of EUR 209,000. The capital will be raised in different tranches and based on consrtruction deeds submitted by the Sponsor. The amount of current sixth round is EUR 25,000. The total amount of loans issued by investors, including the amount of the current round, is 199,000 euros. Planned LTV of the project will be max 75%. The loan is secured by a first-rank mortgage on Rattasepa str. 33 immovable with a market value of  EUR 273,000 (according evaluation report and completed construction costs). Both apartments have been pre-sold. Apartments are architecturally identical and have a living area of ​​108.8 m2. Loan period is ca 3 months (up to 30.06.2022) and interest rate is 9.5% on an annual basis. Interest will be paid as a lump sum at the end of the loan period or when the apartments are sold.The planned sales price of the project is EUR 321,500.

Sponsor ehitab Soinaste külas paariselamu aadressil Rattasepa tee 33. Projekt asub Tartu kesklinnast 11 minutilise autosõidu kaugusel.Sponsor soovib investoritelt kaasata hüpoteegiga tagatud laenu kogu summas 209 000 eurot. Laenuga finantseeritakse Rattasepa tee 33 paarismaja ehitust. Projekti rahastamine on korraldatud mitme vooruga. Praeguse kuuenda vooruga soovitakse kaasata 25 000 eurot. Laenu tagatiseks on seatud 1. järjekoha hüpoteek Rattasepa tee 33 kinnistutele hinnatud turuväärtuses 273 000 eurot (sh. hoonestamata kinnistu väärtus 74 000 eurot ja akteeritud ehitustööd 199 000 eurot). Investorite väljastatud laenude kogusumma koos praeguse vooru summaga on kokku 199 000 eurot. Maksimaalne LTV projekti kehtivuse aja jooksul on 75%. Rattaseppa tee 33 kaks paariselamu korterit on juba võlaõiguslepingutega müüdud. Korterid on identse planeeringuga, elamispinnaga 108,8 m2. Laenuperiood on 3 kuud (kuni 30.06.2022) ja intress 9,5% aasta baasil. Intress makstakse ühekordse maksena laenuperioodi lõpus või korterite müümisel. Paarismaja planeeritud käibemaksuta müügihind kokku on 321 500 eurot.

Paariselamu ehituse finantseerimine, Tartu lähedal, Kambja vallas, Soinaste külas, laenuintress 9,5% aasta baasil

Rahastuseesmärk:	€ 25000
Oodatav tootlus:	9.9 % aastas
Investeerimisperiood:	1 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Rattasepa tee 33, Soinaste (VI)

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