The purpose of this current investment opportunity is to finance a terraced house project at Ristiku tn 1, Pukamäe municipality, Kohila parish, Rapla country, Estonia. The project is located 30 min away by car from the Tallinn city centre and close to Kohila town with developed infrastructure. Investors will be offered an opportunity to finance the construction of row-house with four apartments in total amount of EUR 250,000 with two investment rounds. The amount of the first round is EUR 130,000. Construction is in progress - installation of house elements is done, the roof has been installed and facade installation is underway. The construction deadline is July 2022. All five apartments have been sold with notarised pre-sale agreements.The fixed interest rate is 9% p.a. There are no periodical interest payments. The investment period is up to 6 months with 1 month extension opportunity with an interest rate of 11% p.a. for the extension period. Apartment average size is 81 m2 (5 apartments). The average apartment price is EUR 126,800. The loan is secured by a first-rank mortgage on residential land plot at Ristiku tn 1, Pukamäe municipality, Kohila parish, Rapla county.According to the land plot sales agreement and completed construction works, the current value of all five apartments at Ristiku tn 1 is EUR 309,645. According to that, the ratio of the current liabilities and collateral value (LTV) is 42%.

Real estate investment opportunity in Estonia for property development offering 9.0% annual interest rate.

Investment opportunity | Ristiku tn 1, Kohila

The purpose of this current investment opportunity is to finance a terraced house project at Ristiku tn 1, Pukamäe municipality, Kohila parish, Rapla country, Estonia. The project is located 30 min away by car from the Tallinn city centre and close to Kohila town with developed infrastructure. Investors will be offered an opportunity to finance the construction of row-house with four apartments in total amount of EUR 250,000 with two investment rounds. The amount of the first round is EUR 130,000. Construction is in progress - installation of house elements is done, the roof has been installed and facade installation is underway. The construction deadline is July 2022. All five apartments have been sold with notarised pre-sale agreements.The fixed interest rate is 9% p.a. There are no periodical interest payments. The investment period is up to 6 months with 1 month extension opportunity with an interest rate of 11% p.a. for the extension period. Apartment average size is 81 m2 (5 apartments). The average apartment price is EUR 126,800. The loan is secured by a first-rank mortgage on residential land plot at Ristiku tn 1, Pukamäe municipality, Kohila parish, Rapla county.According to the land plot sales agreement and completed construction works, the current value of all five apartments at Ristiku tn 1 is EUR 309,645. According to that, the ratio of the current liabilities and collateral value (LTV) is 42%.

Investment opportunity | Ristiku tn 1, Pukamäe, Kohila

Antud investeerimisvõimaluse eesmärk on finantseerida ridaelamu projekti aadressil Ristiku tn 1, Pukamäe vald, Kohila vald, Rapla maakond, Eesti. Projekt asub 30 minutilise autosõidu kaugusel Tallinna kesklinnast ja on arenenud infrastruktuuriga Kohila linna lähedal.Investoritele pakutakse kahe rahastusvooga võimalust rahastada nelja korteriga ridaelamu ehitamist kogusummas 250 000 eurot. Esimese rahastusvooru suurus on 130 000 eurot. Ehitamine on hetkel pooleli - majaelementide paigaldamine on tehtud, katus on paigaldatud ja fassaadide paigaldamine on pooleli. Ehituse tähtaeg on juuli 2022.Kõigi viie korteriga on võlaõigusleppingud sõlmitud.Fikseeritud intressimäär on 9% aastas. Perioodilisi intressimakseid ei toimu. Investeerimisperiood on kuni 6 kuud koos 1-kuulise pikendusvõimalusega (intressimääraga 11% aastas pikendamise ajaks).Korterite keskmine suurus on 81 m2. Keskmine korteri hind on 126 800 eurot.Laen on tagatud esimese järgu hüpoteegiga elamumaale aadressil Ristiku tn 1, Pukamäe vald, Kohila vald, Rapla maakond.Kinnistu ostu-müügi hinna ja teostatud ehitustööde kohaselt on Ristiku tn 1 asuvate ridaelamukorterite praegune koguväärtus kokku 309 645 eurot. Selle kohaselt on lühiajaliste kohustuste ja tagatise väärtuse (LTV) suhe 42%.

Rahastuseesmärk:	€ 130000
Oodatav tootlus:	9 % aastas
Investeerimisperiood:	5 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Ristiku 1, Pukamäe (I)

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