This is a secured loan investment opportunity to fund the working capital business loan in amount of EUR 288,000 of Tedre Kodu OÜ. Loan will be serviced from the collateral sales according to the full bullet schedule. Current sales price is EUR 520,000. The loan will be secured with a first rank mortgage on a Sponsor's company board member owned residential house with good location in popular residential area in Tallinn at Tanuma tn 32 street (see the valuation act, in estonian), with an LTV of 60%. The house is completed, but the exploitation permit has not been issued yet. If the exploitation permit is not issued till 30.06.2021, then the interest rate will be increased up to 2% from 01.07.2021 (new interest rate will be 11%). Investment period 12 months with opportunity of extension for 6 months . Interest rate for extended period is 11% p.a. IRR 9%Collateral details:<ul style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);"><li>cadastral code 78401:101:0617</li><li>address Tanuma tn 32, Tallinn, Harju county</li><li>property value according to evaluation report is EUR 480,000</li><li>type of the collateral: residential one-family house</li></ul>

Tedre Kodu mortgage secured loan investment opportunity

Tedre Kodu ärilaen | Tagatisega laen

This is a secured loan investment opportunity to fund the working capital business loan in amount of EUR 288,000 of Tedre Kodu OÜ. Loan will be serviced from the collateral sales according to the full bullet schedule. Current sales price is EUR 520,000. The loan will be secured with a first rank mortgage on a Sponsor's company board member owned residential house with good location in popular residential area in Tallinn at Tanuma tn 32 street (see the valuation act, in estonian), with an LTV of 60%. The house is completed, but the exploitation permit has not been issued yet. If the exploitation permit is not issued till 30.06.2021, then the interest rate will be increased up to 2% from 01.07.2021 (new interest rate will be 11%). Investment period 12 months with opportunity of extension for 6 months . Interest rate for extended period is 11% p.a.IRR 9%Collateral details:<ul><li>cadastral code 78401:101:0617</li><li>address Tanuma tn 32, Tallinn, Harju county</li><li>property value according to evaluation report is EUR 480,000</li><li>type of the collateral: residential one-family house</li><li style="color: transparent;"> </li></ul>

This is a secured loan investment opportunity to fund the working capital business loan in amount of EUR 288,000 of Tedre Kodu OÜ. Loan will be serviced from the collateral sales according to the full bullet schedule. Current sales price is EUR 520,000. The loan will be secured with a first rank mortgage on a Sponsor's company board member owned residential house with good location in popular residential area in Tallinn at Tanuma tn 32 street (see the valuation act, in estonian), with an LTV of 60%. The house is completed, but the exploitation permit has not been issued yet. If the exploitation permit is not issued till 30.06.2021, then the interest rate will be increased up to 2% from 01.07.2021 (new interest rate will be 11%). Investment period 12 months with opportunity of extension for 6 months . Interest rate for extended period is 11% p.a. IRR 9%Collateral details:<ul style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);"><li>cadastral code 78401:101:0617</li><li>address Tanuma tn 32, Tallinn, Harju county</li><li>property value according to evaluation report is EUR 480,000</li><li>type of the collateral: residential one-family house</li></ul>

Käesolev investeerimisvõimalus Crowdestate'i platvormil sisaldab endas ärilaenu summas EUR 288,000 kinnisvara tagatisel ettevõttele Tedre Kodu OÜ. Ettevõte soovib äritegevuse laiendamiseks taotleda hüpoteegiga tagatud laenu kuni 1 aasta pikkuse laenuperioodiga. Laenu tagastatakse tagatisvara müügist tekkiva käibe arvelt täis-bullet maksegraafiku alusel. Hüpoteek vormistatakse omaniku kuuluvale majale Tallinnas Haabersti elurajoonis (vt. lisatud hindamisakt), ning laenu LTV on 60%. Maja kehtiv müügihind EUR 520,000.Hetkel majal on veel puudu kasutusluba. Vastavalt Laenulepingu tingimustele, kasutusluba peab olema väljastatud kuni 30.06.2021. Juhul, kui majale ei ole väljastatud kasutusluba määratud tähtajaks, siis alates 01.07.2021 tõstetakse intressimäär 2% võrra. Laenuperiood 12 kuud automaatse pikendamise võimalusega 6ks kuuks. Pikendatud perioodi arvestatud intress 11%.IRR 9%Tagatise detailid:<ul style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);"><li>katastritunnus 78401:101:0617</li><li>aadress Tanuma tn 32, Haabersti, Tallinn, Harju maakond</li><li>tagatise väärtus hindamisakti järgi EUR 480,000</li><li>tagatise tüüp: ühepereelamu</li></ul>

This is a secured loan investment opportunity to fund the working capital business loan in amount of EUR 288,000 of Tedre Kodu OÜ. Loan will be serviced from the collateral sales according to the full bullet schedule. Current sales price is EUR 520,000. The loan will be secured with a first rank mortgage on a Sponsor's company board member owned residential house with good location in popular residential area in Tallinn at Tanuma tn 32 street (see the valuation act, in estonian), with an LTV of 60%. The house is completed, but the exploitation permit has not been issued yet. If the exploitation permit is not issued till 30.06.2021, then the interest rate will be increased up to 2% from 01.07.2021 (new interest rate will be 11%).  Investment period 12 months with opportunity of extension for 6 months . Interest rate for extended period is 11% p.a. IRR 9%Collateral details:<ul style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);"><li>cadastral code 78401:101:0617</li><li>address Tanuma tn 32, Tallinn, Harju county</li><li>property value according to evaluation report is EUR 480,000</li><li>type of the collateral: residential one-family house</li></ul>

This is a secured loan investment opportunity to fund the working capital business loan in amount of EUR 288,000 of Tedre Kodu OÜ. Loan will be serviced from the collateral sales according to the full bullet schedule. Current sales price is EUR 520,000. The loan will be secured with a first rank mortgage on a Sponsor's company board member owned residential house with good location in popular residential area in Tallinn at Tanuma tn 32 street (see the valuation act, in estonian), with an LTV of 60%. The house is completed, but the exploitation permit has not been issued yet. If the exploitation permit is not issued till 30.06.2021, then the interest rate will be increased up to 2% from 01.07.2021 (new interest rate will be 11%). Investment period 12 months with opportunity of extension for 6 months . Interest rate for extended period is 11% p.a. IRR 9%Collateral details:<ul><li>cadastral code 78401:101:0617</li><li>address Tanuma tn 32, Tallinn, Harju county</li><li>property value according to evaluation report is EUR 480,000</li><li>type of the collateral: residential one-family house</li></ul>

Estonia

Euro

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Tanuma 32, Tallinn

Rahastuseesmärk:	€ 288000
Oodatav tootlus:	11 % aastas
Investeerimisperiood:	5 kuud
Riskikategooria:	A Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Tanuma 32, Tallinn

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