With this investment opportunity, the Crowdestate investors have the opportunity to invest in a secured mortgage loan in the amount of 46 900 Euros.The Sponsor aims to raise a total of 240 000 Euros. The purpose of the loan is to provide capital to purchase a real estate property in Serzedo, Vila Nova de Gaia, Portugal.On this property, the sponsor will build a total of 14 townhouses.All units were sold in the pre-sales stage.To secure the 240 000 Euros loan, the Sponsor is offering the first-rank mortgage in a property located in Bouça, Batancas e Barra, Lousada, in Portugal.According to the attached appraisal, the estimated market value of this collateral is 432 000 Euros. Therefore, considering the 1st rank mortgage of 240 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 56%.The interest rate of the loan is 10% per annum.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The principal and interest payments will be made at the end of the loan period. If the loan term is extended for an additional 6 months, the interest for the 18 months will be paid at the end of the first 12 months.The loan will be repaid from the sale of the collateral property, refinancing, or the Sponsor's operating revenues.The construction is also expected to be funded by Crowdestate investors in a near future with the next tranches.The first rank mortgage over the Lousada property is already registered under Crowdestate name.

Real estate investment opportunity in Portugal for property development offering 10% annual interest rate.

Investment opportunity | Travessa Figueira de Mato, Serzedo, Vila Novad e Gaia, Portugal

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a secured mortgage loan in the amount of 46 900 Euros.The Sponsor aims to raise a total of 240 000 Euros. The purpose of the loan is to provide capital to purchase a property in Serzedo, Vila Nova de Gaia, Portugal.On this property, the Sponsor will build a total of 14 townhouses, the Rocha Villas Residences.All units were sold in the pre-sales stage.To secure the 240 000 Euros loan, the Sponsor is offering the first-rank mortgage in a property located in Bouça, Batancas e Barra, Lousada, in Portugal.According to the attached appraisal, the estimated market value of this collateral is 432 000 Euros. Therefore, considering the 1st rank mortgage of 240 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 56%.The interest rate of the loan is 10% per annum.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The principal and interest payments will be made at the end of the loan period. If the loan term is extended for an additional 6 months, the interest for the 18 months will be paid at the end of the first 12 months.The loan will be repaid from the sale of the collateral property, refinancing, or the Sponsor's operating revenues.The construction is also expected to be funded by Crowdestate investors, with the next tranches in the near future.The first rank mortgage over the Lousada property is already registered under Crowdestate's name.

Investment opportunity | Travessa Figueira de Mato, Serzedo, Vila Nova de Gaia, Portugal

With this investment opportunity, the Crowdestate investors have the opportunity to invest in a secured mortgage loan in the amount of 46 900 Euros.The Sponsor aims to raise a total of 240 000 Euros. The purpose of the loan is to provide capital to purchase a property in Serzedo, Vila Nova de Gaia, Portugal.On this property, the sponsor will build a total of 14 townhouses.All units were sold in the pre-sales stage.To secure the 240 000 Euros loan, the Sponsor is offering the first-rank mortgage in a property located in Bouça, Batancas e Barra, Lousada, in Portugal.According to the attached appraisal, the estimated market value of this collateral is 432 000 Euros. Therefore, considering the 1st rank mortgage of 240 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 56%.The interest rate of the loan is 10% per annum.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The principal and interest payments will be made at the end of the loan period. If the loan term is extended for an additional 6 months, the interest for the 18 months will be paid at the end of the first 12 months.The loan will be repaid from the sale of the collateral property, refinancing, or the Sponsor's operating revenues.The construction is also expected to be funded by Crowdestate investors in a near future with the next tranches.The first rank mortgage over the Lousada property is already registered under Crowdestate name.

Käesolevaks investeerimisprojektiks on võimalus investeerida hüpoteegiga tagatud arenduslaenu summas EUR 46,900.Projekti Sponsor soovib kaasata kokku EUR 240,000. Käesoleva rahastusvooru eesmärk on kaasata kapitali, et omandada kinnistu Serzedos, Vila Nova de Gaias, Portugalis.Projekti Sponsor kavatseb ehitada sellel maa-alal 14 ridaelamukorterit.Kõik korterid on juba müüdud. Laenu tagatiseks pakub projekti Sponsor 1. järgu hüpoteeki kinnistule, mis asub Bouças, Batancas e Barra, Lousada, Portugalis.Tagatisvara väärtuseks on EUR 432,000. Seega, kui arvestada EUR 240,000 suurust kohustust, moodustub LTV 56%.Fikseeritud intressimääraks on 10% aasta baasil.Laenuperioodiks on 12 kuud. Sponsoril on ühepoolne õigus laenuperioodi ühel korral pikendada 6 kuu pikkuseks perioodiks, makstes pikendusperioodi vältel 2% võrra kõrgemat intressi.Regulaarseid intressimakseid ei tehta. Kui Sponsor kasutab ülalmainitud õigust laenuperioodi 6 kuu võrra pikendada, tasutakse 12 kuu intress esialgse laenuperioodi lõpus ning pikendatud perioodi intress peale pikendusperioodi lõppu. Laenu tagastamise allikaks on tagatisvara müük, refinantseerimine või sponsori muudest tegevustuludest.1. jrk. hüpoteek tagatisvarale on Crowdestate’i kasuks juba registreeritud.

Kinnisvarainvesteeringu võimalus Portugalis kinnisvara arendamiseks, pakkudes 10% aastaintressi.

Rahastuseesmärk:	€ 46900
Oodatav tootlus:	10 % aastas
Investeerimisperiood:	12 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Travessa Figueira de Mato, Serzedo (I)

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