Crowdestate investors will be able to invest in a new mortgage-backed 18-month loan. <a href="https://enko.ee/" target="" style="background-color: transparent;color: rgb(73, 131, 195);">AS Enko</a> is planning to raise EUR 530,000 with a maturity of 18 months for the company’s working capital needs. Loan interest rate is 11% on an annual basis and interest payments are quarterly. The loan will be secured by a first-rank mortgage on Tulbi tee 3 property (21,439 m2, commercial land) and adjacent residential land plots - 13 properties with a total of 23,164 m2. The loan maturity is 18 months and it will be repaid from the sale of properties or by refinancing Crowdestate investors’ loan. The internal rate of return (IRR) for a loan with quarterly interest payments is 11.4%. The loan-to-value ratio (LTV) is 50% and Crowdestate investors’ loan principal risk is 11.9 EUR per sq m.<img class="ta-insert-video" src="https://img.youtube.com/vi/5AGQ7UV-vv8/hqdefault.jpg" ta-insert-video="https://www.youtube.com/embed/5AGQ7UV-vv8" contenteditable="false" allowfullscreen="true" frameborder="0"/>

New investment opportunity, mortgage backed loan, 11.4% yield per annum

Enko  I Investment opportunity

Crowdestate investors will be able to invest in a new mortgage-backed 18-month loan. <a href="https://enko.ee/" target="">AS Enko</a> is planning to raise EUR 530,000 with a maturity of 18 months for the company’s working capital needs. Loan interest rate is 11% on an annual basis and interest payments are quarterly. The loan will be secured by a first-rank mortgage on Tulbi tee 3 property (21,439 m2, commercial land) and adjacent residential land plots - 13 properties with a total of 23,164 m2. The loan maturity is 18 months and it will be repaid from the sale of properties or by refinancing Crowdestate investors’ loan. The internal rate of return (IRR) for a loan with quarterly interest payments is 11.4%. The loan-to-value ratio (LTV) is 50% and Crowdestate investors’ loan principal risk is 11.9 EUR per sq m.<img class="ta-insert-video" src="https://img.youtube.com/vi/5AGQ7UV-vv8/hqdefault.jpg" ta-insert-video="https://www.youtube.com/embed/5AGQ7UV-vv8" contenteditable="false" allowfullscreen="true" frameborder="0"/>

Crowdestate’i investoritel on uue projekti raames võimalik investeerida hüpoteegiga tagatud 18-kuulisesse laenu. <a href="https://enko.ee/et/" target="">AS Enko</a> soovib teise rahastamisvooruga kaasata Crowdestate'i investoritelt omakapitali vabastamiseks kapitali summas 253 300 eurot. Koos esimese rahastamisvooruga kaasatud summaga on Crowdestate'i investorite laen kokku 530 000 eurot. Laenu tähtaeg on 18 kuud, laenult makstav intress on 11% aasta baasil ja intressimaksed on kvartaalsed.  Laenu tagatiseks on seatud 1.järjekoha hüpoteek Viimsis, Tulbi tee 3 ärimaa kinnistule (21 439 m2) ja külgnevatele elamumaa kinnistutele – 13 kinnistut suurusega kokku 23 164 m2. Laen makstakse tagasi kinnistute võõrandamisel või Crowdestate’i investorite laenu refinantseerimisel hiljemalt 18 kuu möödudes. Kvartaalsete intressimaksetega laenu sisemine tasuvusmäär (IRR) on 11,4%. Laenu ja tagatisvara suhe (LTV) on 50% ja laenurisk 11,9 eur/m2. <img class="ta-insert-video" src="https://img.youtube.com/vi/IWLMazpx2Ms/hqdefault.jpg" ta-insert-video="https://www.youtube.com/embed/IWLMazpx2Ms" contenteditable="false" allowfullscreen="true" frameborder="0"/>

Uus investeerimisvõimalus, hüpoteegiga tagatud laen, 11,4% tulususega aastas

Enko AS  I Investeerimisvõimalus

Gli investitori di Crowdestate sono invitati a partecipare a una nuova opportunità di investimento, garantita da ipoteca dalla durata di 18 mesi. L’obiettivo di raccolta dello sponsor (<a href="https://enko.ee/" target="">AS Enko</a>) è di 530,000€. Il ritorno annuo previsto è dell’11% e gli interessi verranno pagarti trimestralmente. L’investimento è garantito da un’ipoteca di primo grado sulla proprietà Tulbi Tee 3 (21,439 m2 commerciali) e gli adiacenti terreni per un totale di 23,164 m2. La durata del progetto è di 18 mesi e verrà ripagato con la vendita delle proprietà o da un ulteriore investimento degli investitori Crowdestate. L’IRR è dell’11,4% con pagamento degli interessi trimestrale e l’LTV è il 50%. Il rischio del capitale per gli investitori Crowdestate è di 11,9€ per m2. <img class="ta-insert-video" src="https://img.youtube.com/vi/5AGQ7UV-vv8/hqdefault.jpg" ta-insert-video="https://www.youtube.com/embed/5AGQ7UV-vv8" contenteditable="false" allowfullscreen="true" frameborder="0"/>

У инвесторов Crowdestate есть возможность инвестировать в новый ипотечный кредит сроком на 18 месяцев. <a href="https://enko.ee/" target="">AS Enko</a> планирует привлечь 530 000 евро со сроком погашения 18 месяцев для пополнения оборотных средств предприятия. Процентная ставка по кредиту составляет 11% годовых, выплата процентов производится ежеквартально. Кредит будет обеспечен ипотекой первого уровня на недвижимость Tulbi tee 3 (21,439 м2, коммерческая земля) и прилегающие жилые участки - 13 объектов общей площадью 23,164 м2. Срок погашения кредита - 18 месяцев, и он будет погашен за счет продажи недвижимости или рефинансирования кредита Crowdestate. Внутренняя норма доходности (IRR) по кредиту с ежеквартальными процентными платежами составляет 11,4%. Соотношение займов к стоимости (LTV) составляет 50%, а основной риск для инвесторов составляет 11,9 EUR за кв. м. <img class="ta-insert-video" src="https://img.youtube.com/vi/5AGQ7UV-vv8/hqdefault.jpg" ta-insert-video="https://www.youtube.com/embed/5AGQ7UV-vv8" contenteditable="false" allowfullscreen="true" frameborder="0"/>

Rahastuseesmärk:	€ 253300
Oodatav tootlus:	11.4 % aastas
Investeerimisperiood:	17 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Tulbi tee 3, Viimsi (II)

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