The Sponsor is building three single-family houses at once - Väljamaa tee 7, 8 and 10 (Hüüru village, 15 kms from Tallinn) - and wants to raise 80,000 euros as a mortgage loan. Loan will be used to finance the construction of Väljamaa tee 7 house and partly the construction of Väljamaa tee 8 and 10 houses. The loan is secured by a first-rank mortgage on Väljamaa tee 8 and 10 immovables with a market value of 172,000 euros. The LTV of the project is 46.5%. Immovables are located in Hüüru village, Saue municipality, 15 km from Tallinn city center (or 20 - 25 minutes by car). Plots are located at <a href="https://xn--misaniidu-q7a.ee/" target="" style="background-color: transparent;color: rgb(73, 131, 195);">Mõisaniidu</a> residential area developed by the Sponsor himself - 29 plots of single-family houses with roads and utility networks. All plots have been sold.  All three houses are architecturally identical and have a living area of ​​127.6 m2. The Sponsor will build prefabricated houses and sell them to end users. Investors' loan with interest will be repaid from the sales revenue. Pre-sales contract has been signed for the sale of Väljamaa tee 7 house. From his own equity the Sponsor has made advance payments to the factory for prefabricated house elements. Construction of foundations of Väljamaa tee 8 and 10 have been also funded from Sponsor's own equity.  Loan period is 12 months and interest rate is 9.5% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the houses are sold. The planned sales prices of the house is 299,000 euros.

Real estate investment opportunity in Estonia for property development offering 9.5% annual interest rate

Real estate investment | Väljamaa

The Sponsor is building three single-family houses at once - Väljamaa tee 7, 8 and 10 (Hüüru village, 15 kms from Tallinn) - and wants to raise 80,000 euros as a mortgage loan. Loan will be used to finance the construction of Väljamaa tee 7 house and partly the construction of Väljamaa tee 8 and 10 houses. The loan is secured by a first-rank mortgage on Väljamaa tee 8 and 10 immovables with a market value of 172,000 euros. The LTV of the project is 46.5%. Immovables are located in Hüüru village, Saue municipality, 15 km from Tallinn city center (or 20 - 25 minutes by car). Plots are located at <a href="https://mõisaniidu.ee" target="">Mõisaniidu</a> residential area developed by the Sponsor himself - 29 plots of single-family houses with roads and utility networks. All plots have been sold.  All three houses are architecturally identical and have a living area of ​​127.6 m2. The Sponsor will build prefabricated houses and sell them to end users. Investors' loan with interest will be repaid from the sales revenue. Pre-sales contract has been signed for the sale of Väljamaa tee 7 house. From his own equity the Sponsor has made advance payments to the factory for prefabricated house elements. Construction of foundations of Väljamaa tee 8 and 10 have been also funded from Sponsor's own equity.  Loan period is 12 months and interest rate is 9.5% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the houses are sold. The planned sales prices of the house is 299,000 euros.

Sponsor ehitab Hüüru külas korraga kolme ühepereelamut - Väljamaa tee 7, 8 ja 10 - ja soovib investoritelt kaasata hüpoteegiga tagatud laenu näol 80 000 eurot. Laenuga finantseeritakse Väljamaa tee 7 maja ehitust ja osaliselt Väljamaa tee 8 ja 10 majade ehitust. Laenu tagatiseks seatakse 1. järjekoha hüpoteek Väljamaa tee 8 ja 10 kinnistutele hinnatud turuväärtuses 172 000 eurot. Projekti LTV on 46,5%. Kinnistud asuvad Saue vallas Hüüru külas 15 km kaugusel Tallinna kesklinnast (20-25 minutit autoga). Tegemist on kruntidega <a href="https://mõisaniidu.ee" target="">Mõisaniidu elamukruntidega</a>, mille Sponsor on ise välja arendanud - teede ja tehnovõrkudega 29 ühepereelamu krunti, mis on tänaseks kõik müüdud. Kõik kolm maja on ühe projekti järgi ja elamispinnaga 127,6 m2. Elamud ehitatakse valmis ja müüakse ning investorite laen koos intressiga tagastatakse müügilaekumisest. Väljamaa tee 7 maja müügiks on sõlmitud võlaõiguslik müügileping. Sponsor on teinud elementmajade eest tehasele ettemaksed omavahenditest. Väljamaa tee 8 ja 10 kinnistutel on omavahenditest välja ehitatud vundamendid ja veetud kommunikatsioonide otsad. Laenuperiood on 12 kuud ja intress 9,5% aasta baasil. Intress makstakse ühekordse maksena laenuperioodi lõpus või siis, kui kinnistud müüakse. Majade planeeritud müügihinnad on 299 000 eurot.

Eramaja ehituse finantseerimine, Tallinna lähedal Saue vallas, Hüüru külas, laenuintress 9.5% aasta baasil

Elamute arendus | Väljamaa

Estonia

Rahastuseesmärk:	€ 80000
Oodatav tootlus:	9.5 % aastas
Investeerimisperiood:	4 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Väljamaa tee 8, 10, Hüüru

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