<p><span style="background-color: transparent;"></span></p><p style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);"><span style="background-color: transparent;">The goal of this investment opportunity is to refinance SIA “Baltijas jūras ģeoloģijas centrs” (BJGC) existing liabilities towards the Crowdestate investors. BJGC since January 2020 has successfully paid almost a third (233k) of the existing loan plus interest payments (88k). The company is looking for a new financing solution that better suits their needs and is more favourable.</span><br/></p><p style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);">The loan will be secured by a 2nd rank mortgage on the real estate with 1,2 mil EUR market value, located at Pērnavas Street 49A, Salacgrīva, Salacgrīva district (currently secures existing Crowdestate loan). The real estate is owned by BJGC related company SIA “DKKrasts”.</p><div style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);"><span style="background-color: transparent;">The total investment amount of the BJGC campaign is 150 000 EUR<span> </span><b><b>with an annual interest of 11% over a 12-month period with monthly interest payments and a low LTV of 37%.</b></b></span></div><div><span style="background-color: transparent;"><b></b></span></div><div><span style="background-color: transparent;"><br/></span></div><div><span style="background-color: transparent;">The loan amount will be repaid as a lump sum or by refinancing at the end of the loan period latest, furthermore, the interest payments shall be paid monthly.</span></div>

Mortgage-backed 12 month loan with monthly interest payments

Investment Opportunity | BJGC (II)

<p><span style="background-color: transparent;">The goal of this investment opportunity is to refinance SIA “Baltijas jūras ģeoloģijas centrs” (BJGC) existing liabilities towards the Crowdestate investors. BJGC since January 2020 has successfully paid almost a third (233k) of the existing loan plus interest payments (88k). The company is looking for a new financing solution that better suits their needs and is more favourable.</span><br/></p><p>The loan will be secured by a 2nd rank mortgage on the real estate with 1,2 mil EUR market value, located at Pērnavas Street 49A, Salacgrīva, Salacgrīva district (currently secures existing Crowdestate loan). The real estate is owned by BJGC related company SIA “DKKrasts”.</p><div><span style="background-color: transparent;">The total investment amount of the BJGC campaign is 150 000 EUR <b>with an annual interest of 11% over a 12-month period with monthly interest payments and a low LTV of 37%.</b></span></div><div><span style="background-color: transparent;"><br/></span></div><div><span style="background-color: transparent;">The loan amount will be repaid as a lump sum or by refinancing at the end of the loan period latest, furthermore, the interest payments shall be paid monthly.</span></div>

Mortgage-backed 24 month loan with monthly interest payments

<p>Käesoleva investeerimisvõimaluse eesmärk on refinantseerida SIA “Baltijas jūras ģeoloģijas centrs” (BJGC) olemasolevad kohustused Crowdestate'i investorite ees. BJGC on alates 2020. aasta jaanuarist edukalt maksnud peaaegu kolmandiku (233 tuhat eurot) olemasolevast laenust koos intressimaksetega (88 tuhat eurot). Ettevõte otsib uut rahastamislahendust, mis sobib paremini nende vajadustega ja on soodsam.<br/><br/>Laen tagatakse 2. järgu hüpoteegiga kinnisvarale, mille turuväärtus on 1,2 miljonit eurot ja mis asub aadressil Pērnavas tänav 49A, Salacgrīva, Salacgrīva linnaosa (praegu tagatakse olemasolev ühisosa laen). Kinnisvara kuulub BJGC-ga seotud ettevõttele SIA “DKKrasts”.<br/><br/>BJGC kampaania koguinvesteeringute summa on 150 000 EUR.<b> Aastane intressimäär on 11% 12-kuulise perioodi jooksul koos igakuiste intressimaksetega ja väga madala LTVga- 37%.</b><br/><br/>Laenusumma makstakse tagasi ühekordse summana või refinantseerimise teel hiljemalt laenuperioodi lõpus, lisaks makstakse intressimakseid igakuiselt.<br/></p>

Hüpoteegiga tagatud 12 kuu laen, igakuised intressimaksed

Funding goal:	€ 150000
Expected return:	11 % p.a
Investment term:	5 months
Risk category:	A Risk assessment model
LTV:	Low risk %
Capital stack:	Secured loan

BJGC SIA (III)

Exited crowdfunding offer