The purpose of this project is to finance acquisition of neighbouring unimproved property at Paikuse, Pärnu by the project sponsor, Baltic Forest OÜ. The Sponsor seeks for a loan in the amount of EUR 160 000 with a 12-month term. The issued loan is secured by a mortgage on the acquired property and with owners personal guarantees in the loan amount. It is a so-called bullet loan, investors will receive monthly investment payments and the principal is repaid at the end of the loan period as a one-time payment. The loan interest rate is 15.0% per annum and the expected return of return (IRR) is 16.08% on an annual basis. The property has a strategic importance to the Sponsor as it enables important access to production line. It provides more efficient logistics for raw materials transport vehicles. Additionally, the acquisition makes possible to expand the production in the future, if it proves to be necessary.   Crowdstate investors have previously participated in four financing rounds and have made investments of EUR 3 436 600 in total in the Sponsor, Baltic Forest OÜ: <ol style="color: rgb(74, 86, 101);background-color: rgb(255, 255, 255);"><li>In August 2018,  a working capital loan was issued in the amount of EUR 650 000. The purpose of the loan was to finance purchase of raw materials. Loan term was up to 12 months and expected rate of return (IRR) of that loan was 16,08%. The  loan was secured by a mortgage on the acquired property and with owners personal guarantees in the loan amount.</li><li style="color: rgb(74, 86, 101);">In July 2018, a working capital loan was issued in the amount of EUR 836 600 (this was the first round of working capital financing, with the aim of including EUR 1.5 million in two to three funding rounds). The aim was to finance the acquisition of raw materials for the third quarter of this year.</li><li style="color: rgb(74, 86, 101);">In March 2018, an investment loan was issued in the amount of EUR 500 000. The purpose of that project was to set up the most effective sawing industry in the Baltics, and the funds involved from investors were used to complete the investments required to start production.</li><li style="color: rgb(74, 86, 101);">In May 2018 an investment loan of EUR 1 450 000 was issued. The purpose of the loan was to refinance third-party loans at an interest rate of 25% per annum, thereby improving the company's profitability.</li></ol>

Investment opportunity - working capital loan to Baltic Forest OÜ, 16.08% yield per annum

Baltic Forest OÜ (IV) investment opportunity

The purpose of this project is to finance acquisition of neighbouring unimproved property at Paikuse, Pärnu by the project sponsor, Baltic Forest OÜ. The Sponsor seeks for a loan in the amount of EUR 160 000 with a 12-month term. The issued loan is secured by a mortgage on the acquired property and with owners personal guarantees in the loan amount. It is a so-called bullet loan, investors will receive monthly investment payments and the principal is repaid at the end of the loan period as a one-time payment. The loan interest rate is 15.0% per annum and the expected return of return (IRR) is 16.08% on an annual basis. The property has a strategic importance to the Sponsor as it enables important access to production line. It provides more efficient logistics for raw materials transport vehicles. Additionally, the acquisition makes possible to expand the production in the future, if it proves to be necessary.   Crowdstate investors have previously participated in four financing rounds and have made investments of EUR 3 436 600 in total in the Sponsor, Baltic Forest OÜ: <ol style="background-color: rgb(255, 255, 255);"><li>In August 2018,  a working capital loan was issued in the amount of EUR 650 000. The purpose of the loan was to finance purchase of raw materials. Loan term was up to 12 months and expected rate of return (IRR) of that loan was 16,08%. The  loan was secured by a mortgage on the acquired property and with owners personal guarantees in the loan amount.</li><li style="color: rgb(74, 86, 101);">In July 2018, a working capital loan was issued in the amount of EUR 836 600 (this was the first round of working capital financing, with the aim of including EUR 1.5 million in two to three funding rounds). The aim was to finance the acquisition of raw materials for the third quarter of this year.</li><li style="color: rgb(74, 86, 101);">In March 2018, an investment loan was issued in the amount of EUR 500 000. The purpose of that project was to set up the most effective sawing industry in the Baltics, and the funds involved from investors were used to complete the investments required to start production.</li><li style="color: rgb(74, 86, 101);">In May 2018 an investment loan of EUR 1 450 000 was issued. The purpose of the loan was to refinance third-party loans at an interest rate of 25% per annum, thereby improving the company's profitability.</li></ol>

Käesoleva projekti eesmärgiks on finantseerida projekti Sponsori, Baltic Forest OÜ poolt hoonestamata naaberkinnistu soetamist asukohaga Paikuse alev, Pärnu linn 12-kuulise laenuga summas 160 000 eurot. Väljastatav laen on tagatud I jrk hüpoteegiga soetatavale kinnistule ning ettevõtte omanike isiklike käendustega laenusumma ulatuses. Laenugraafiku mõistes on tegemist nö bullet-laenuga ehk laenuga, mille perioodi jooksul tasutakse vaid intressimakseid ning põhiosa tagastatakse laenuperioodi lõpus ühekordse maksena. Laenu intressimäär on 15.0% aastas ning investori oodatav tootlus (IRR) 16.08% aasta baasil.Soetatav kinnistu on Sponsori jaoks äriliselt strateegilise tähtsusega. Kinnistu soetamine võimaldab enda kasutusse saada täiendava sissesõidutee. Viimane tagab senisest otstarbekama toormaterjali logistika veoautodele palgisorteeri algusesse. Lisaks, soetatav kinnistu asub valla üldplaneeringu järgi segahoonestusalaks ettenähtud piirkonnas, pakkudes seeläbi Sponsorile tulevikuks erinevaid ja paindlikke võimalusi tegevuse laiendamise osas. Crowdestate’i investorid on tänaseks osalenud neljas Projekti Sponsori rahastamise voorus kogusummas 3 436 600 eurot: <div><div><div><ol style="color: rgb(74, 86, 101);background-color: rgb(255, 255, 255);"><li>Augustis 2018 väljastati käibekapitalilaen summas 650 000 eurot. Laenu eesmärgiks tootmisvarude soetuse finantseerimine. Kaasatud laenu perioodiks oli 12 kuud, oodatav tootlus 16.08% aastas. Intressimaksed igakuised ning laenu põhiosa tagastus ühekordse maksena laenu lõpptähtajal. Laenu tagasid hüpoteegid ning omanike käendused laenusumma ulatuses.  </li><li>Juulis 2018 väljastati käibekapitali laen summas 836 600 eurot (tegemist oli käibekapitali finantseerimise esimese vooruga, eesmärgiks oli kaasata 1.5 miljonit eurot kahes kuni kolmes rahastamisvoorus). Eesmärgiks oli finantseerida RMK poolt käesoleva aasta kolmandaks kvartaliks ettenähtud toormaterjali mahtu. </li><li>Märtsis 2018 väljastati investeerimislaen summas 500 000 eurot. Finantseeringu eesmärgiks oli rajada Paikusele Baltikumi efektiivseim saetööstus ning investoritelt kaasatud vahendeid kasutati tootmise alustamiseks vajalike investeeringute lõpetamiseks.</li><li>Mais 2018 väljastati investeerimislaen summas 1 450 000 eurot. Laenu eesmärgiks oli kolmandate isikute laenude refinantseerimine, intressimääraga 25% aastas ning seeläbi parandada ettevõtte kasumlikkust.  </li></ol></div></div></div>

Investeerimisvõimalus - käibekapital Baltic Forest OÜ, 16.08% tootlus aastas

Baltic Forest OÜ (IV) investeerimisvõimalus

The purpose of this project is to finance acquisition of neighbouring unimproved property at Paikuse, Pärnu by the project sponsor, Baltic Forest OÜ. The Sponsor seeks for a loan in the amount of EUR 160 000 with a 12-month term. The issued loan is secured by a mortgage on the acquired property and with owners' personal guarantees in the loan amount. It is a so-called bullet loan, investors will receive monthly investment payments and the principal is repaid at the end of the loan period as a one-time payment. The loan interest rate is 15.0% per annum and the expected return of return (IRR) is 16.08% on an annual basis. The property has a strategic importance to the Sponsor as it enables improved access to production line. It provides more efficient logistics for raw materials transport vehicles. Additionally, the acquisition makes possible to expand the production in the future, if it proves to be necessary.   Crowdstate investors have previously participated in four financing rounds and have made investments of EUR 3 436 600 in total in the Sponsor, Baltic Forest OÜ: <ol style="color: rgb(74, 86, 101);background-color: rgb(255, 255, 255);"><li>In August 2018,  a working capital loan was issued in the amount of EUR 650 000. The purpose of the loan was to finance purchase of raw materials. Loan term was up to 12 months and expected rate of return (IRR) of that loan was 16,08%. The  loan was secured by a mortgage on the acquired property and with owners personal guarantees in the loan amount.</li><li style="color: rgb(74, 86, 101);">In July 2018, a working capital loan was issued in the amount of EUR 836 600 (this was the first round of working capital financing, with the aim of including EUR 1.5 million in two to three funding rounds). The aim was to finance the acquisition of raw materials for the third quarter of this year.</li><li style="color: rgb(74, 86, 101);">In March 2018, an investment loan was issued in the amount of EUR 500 000. The purpose of that project was to set up the most effective sawing industry in the Baltics, and the funds involved from investors were used to complete the investments required to start production.</li><li style="color: rgb(74, 86, 101);">In May 2018 an investment loan of EUR 1 450 000 was issued. The purpose of the loan was to refinance third-party loans at an interest rate of 25% per annum, thereby improving the company's profitability.</li></ol>

Investment opportunity - investment loan to Baltic Forest OÜ, 16.08% yield per annum

The purpose of this project is to finance acquisition of neighbouring unimproved property at Paikuse, Pärnu by the project sponsor, Baltic Forest OÜ. The Sponsor seeks for a loan in the amount of EUR 160 000 with a 12-month term. The issued loan is secured by a mortgage on the acquired property and with owners personal guarantees in the loan amount. It is a so-called bullet loan, investors will receive monthly investment payments and the principal is repaid at the end of the loan period as a one-time payment. The loan interest rate is 15.0% per annum and the expected return of return (IRR) is 16.08% on an annual basis. The property has a strategic importance to the Sponsor as it enables important access to production line. It provides more efficient logistics for raw materials transport vehicles. Additionally, the acquisition makes possible to expand the production in the future, if it proves to be necessary.Crowdstate investors have previously participated in four financing rounds and have made investments of EUR 3 436 600 in total in the Sponsor, Baltic Forest OÜ:<ol style="color: rgb(74, 86, 101);background-color: rgb(255, 255, 255);"><li>In August 2018,  a working capital loan was issued in the amount of EUR 650 000. The purpose of the loan was to finance purchase of raw materials. Loan term was up to 12 months and expected rate of return (IRR) of that loan was 16,08%. The  loan was secured by a mortgage on the acquired property and with owners personal guarantees in the loan amount.</li><li style="color: rgb(74, 86, 101);">In July 2018, a working capital loan was issued in the amount of EUR 836 600 (this was the first round of working capital financing, with the aim of including EUR 1.5 million in two to three funding rounds). The aim was to finance the acquisition of raw materials for the third quarter of this year.</li><li style="color: rgb(74, 86, 101);">In March 2018, an investment loan was issued in the amount of EUR 500 000. The purpose of that project was to set up the most effective sawing industry in the Baltics, and the funds involved from investors were used to complete the investments required to start production.</li><li style="color: rgb(74, 86, 101);">In May 2018 an investment loan of EUR 1 450 000 was issued. The purpose of the loan was to refinance third-party loans at an interest rate of 25% per annum, thereby improving the company's profitability.</li></ol>

Rahastuseesmärk:	€ 160000
Oodatav tootlus:	16.08 % aastas
Investeerimisperiood:	99 kuud
Riskikategooria:	F Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Baltic Forest OÜ (V)

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