Our new project offers an opportunity to fund the construction of a single-family house at Pesapuu St. 14 in Meremõisa village, Lääne-Harju municipality, Harju county. The project owner has started construction, and in the current first round funding amount is 120,000 euros. In the following rounds, on the basis of construction deeds, in the amount of up to 70,000 euros. The construction is currently approx. 70% completed. Construction deadline is May 2023. The project is located 30 minutes by car from Tallinn city center. Net area of Pesapuu 14 house is 109.5 m2. The loan is secured by a first-rank mortgage on Pesapuu Str. 14 property. Current market value of the property is 262,000 euros and future value, when construction will be completed, is 346,000 euros. LTV of the project will be up to 57%.Loan period is up to 12 months and interest rate is 12% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the house will be sold. The project owner has a right to extend the loan period once up to 2 months. Interest during the extension period will be 14% p.a.Investors have previously financed the project owner's developments in the same area (Hirve St. 3, 8 and Marali St. 9 + Hirve St. 14 and 15), which have been successfully exited. At the moment, investors have issued two loans for Pesapuu 11 and Pesapuu 22 and Pargimetsa 11 projects, which are in progress.

Real estate investment opportunity in Estonia, construction funding of a single-family house offering 12% annual interest rate

Real estate investment | Pesapuu St. 14, Meremõisa

Our new project offers an opportunity to fund the construction of a single-family house at Pesapuu St. 14 in Meremõisa village, Lääne-Harju municipality, Harju county. The project owner has started construction, and in the current first round funding amount is 120,000 euros. In the following rounds, on the basis of construction deeds, in the amount of up to 70,000 euros. The construction is currently approx. 70% completed. Construction deadline is May 2023. The project is located 30 minutes by car from Tallinn city center. Net area of Pesapuu 14 house is 109.5 m2. The loan is secured by a first-rank mortgage on Pesapuu Str. 14 property. Current market value of the property is 262,000 euros and future value, when construction will be completed, is 346,000 euros. LTV of the project will be up to 57%.Loan period is up to 12 months and interest rate is 12% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the house will be sold. The project owner has a right to extend the loan period once up to 2 months. Interest during the extension period will be 14% p.a.Investors have previously financed the project owner's developments in the same area (Hirve St. 3, 8 and Marali St. 9 + Hirve St. 14 and 15), which have been successfully exited. At the moment, investors have issued two loans for Pesapuu 11 and Pesapuu 22 and Pargimetsa 11 projects, which are in progress.

Meie uue projekti raames saavad investorid rahastada Pesapuu 14 ühepereelamu ehitust Meremõisa külas, Lääne-Harju vallas. Projektiomanik on alustanud ehitusega ja käimasolevas esimeses voorus rahastaksid investorid projekti summas 120 000 eurot. Järgmistes voorudes ehitusaktide alusel summas kuni 70 000 eurot. Ehituse valmidus on hetkel u. 70%. Ehituse tähtaeg mai 2023. Projekt asub Tallinna kesklinnast 30 minutilise autosõidu kaugusel. Pesapuu 14 elamu suletud netopind on 109,5 m2.Laenu tagatiseks seatakse 1. järjekoha hüpoteek Pesapuu tee 14 kinnistule. Kinnistu hetke turuväärtus on 262 000 eurot ja tulevikuväärtus, kui ehitustööd on lõpetatud, on 346 000 eurot. Investorite laenude põhiosa ja vara väärtuse suhe (LTV) on kuni 57%.Laenuperiood on 12 kuud (kuni 31.12.2023) ja intress 12% aasta baasil. Intress makstakse ühekordse maksena laenuperioodi lõpus või valmis maja müümisel. Projektiomanikul on õigus laenutähtaega kuni 2 kuu võrra pikendada. Pikendamisperioodi intress on 14%. Investorid on varem rahastanud projektiomaniku sama piirkonna arendusi (Hirve tee 3, 8 ja Marali tee 9 + Hirve tee 14 ja 15), millest on edukalt väljutud. Hetkel on investorite poolt väljas kaks laenu Pesapuu 11 ning Pesapuu 22 ja Pargimetsa 11 projektidele, mis on pooleli.

Ühepereelamue ehituse finantseerimine, Harku vallas, laenuintress 12% aasta baasil

Elamute arendus | Pesapuu 14, Meremõisa

Estonia

Rahastuseesmärk:	€ 120000
Oodatav tootlus:	12 % aastas
Investeerimisperiood:	12 kuud
Riskikategooria:	A Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Pesapuu tn 14, Meremõisa (I)

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