With this project, the Crowdestate investors will have the opportunity to invest in a mortgage loan in a total amount of EUR 500,000, arranged in 3-4 tranches. Currently, the total loan balance financed through the platform is EUR 300,100 through 2 previous tranches. This will be the 3rd tranche of the investment opportunity in the total amount of EUR 199,900. The Project Owner intends to finance his other projects and to secure the loan offers a property in Prejmer Commune, Brasov County as a collateral. It is located 14 km from Brasov City, in a superb area with mountain scenery and lakes. The property has 40,907 sqm land plot, 2 buildings and 22 fish ponds. The property's market value is EUR 1,230,000 and the maximum LTV after the 3rd tranche will be ~40%. The loan is secured by a 3rd rank mortgage. The first 2 rank mortgages are held by Crowdestate investors from the first two funding rounds. The investment period for this tranche is up to 11 months. The interest rate is 15% p.a. and will be paid quarterly. The principal will be repaid at the end of the loan period from the sales revenue of the Project Owner's other projects, the sale of the property and/or other assets, operational revenues or by refinancing.

Real estate investment opportunity in Romania, mortgage-backed 11 month loan offering 15% annual interest rate

Investment opportunity | Mortgage loan in Brasov County, LTV 40%

With this project, the Crowdestate investors will have the opportunity to invest in a mortgage loan in a total amount of EUR 500,000, arranged in 3-4 tranches. Currently, the total loan balance financed through the platform is EUR 300,100 through 2 previous tranches. This will be the 3rd tranche of the investment opportunity in the total amount of EUR 199,900. The Project Owner intends to finance his other projects and to secure the loan offers a property in Prejmer Commune, Brasov County as a collateral. It is located 14 km from Brasov City, in a superb area with mountain scenery and lakes. The property has 40,907 sqm land plot, 2 buildings and 22 fish ponds. The property's market value is EUR 1,230,000 and the maximum LTV after the 3rd tranche will be ~40%. The loan is secured by a 3rd rank mortgage. The first 2 rank mortgages are held by Crowdestate investors from the first two funding rounds. The investment period for this tranche is up to 11 months. The interest rate is 15% p.a. and will be paid quarterly. The principal will be repaid at the end of the loan period from the sales revenue of the Project Owner's other projects, the sale of the property and/or other assets, operational revenues or by refinancing.

Meie järgmise projekti raames on Crowdestate'i investoritel võimalus investeerida hüpoteegiga tagatud laenu kogusummas 500,000 eurot, mis on korraldatud 3-4 rahastusvooruna. Eelnevalt on kaks rahastusvooru kaudu kokku investeeritud 300,100 eurot. Käesoleva rahastusvooru suuruseks on 199,900 eurot. Kaasatud vahandeid kavatseb Projektiomanik kasutada käibekapitalina ja pakub laenu tagamiseks hüpoteeki äripinnale, mis asub Prejmeri kommuunis, Brasovi maakonnas. See on 14 km kaugusel Brasovi linnast, suurepärases piirkonnas, kus on mägimaastik ja järved. Kinnistul on kokku 40,907 m2 suurune maa-ala, 2 hoonet ja 22 kalatiiki. Kinnistu turuväärtus on 1,230,000 eurot. Seega on maksimaalne LTV pärast kolm rahastamisvooru ~40%. Laen on tagatud 3. järgu hüpoteegiga (kõrgemad järgud tagavad 1. ja 2. rahastusvooru investorite laenusid). Investeeringu kestus on kuni 11 kuud. Intressimäär on 15% aastas ja intressimaksed on kvartaalsed. Põhiosa makstakse tagasi laenuperioodi lõpus Projektiomaniku teiste projektide müügitulust, kinnistu ja/või muude varade müügist, tegevustuludest või refinantseerimisel.

Prin intermediul acestui proiect, investitorii Crowdestate vor avea oportunitatea de a investi intr-un imprumut senior cu ipoteca in suma totala de 500.000 EUR, acordat în 3-4 transe. In prezent, soldul total al imprumutului finantat prin platforma Crowdestate este de 300.100 EUR prin cele 2 transe anterioare. Aceasta va fi a treia transa de finantare in cadrul proiectul, in suma de 199.900 EUR.  Sponsorul intentioneaza sa isi finanteze alte proiecte si ofera drept garantie o proprietate situata in comuna Prejmer, Jud. Brasov. Aceasta este situata la 14 km distanta de centrul orasului Brasov intr-o zona superba cu peisaje montane si lacuri. Proprietatea este alcatuita din 40.907 mp de teren intravilan, 2 cladiri si 22 bazine piscicole. Valoarea de piata minima a proprietatii este de 1.230.000 EUR, prin urmare LTV-ul maxim dupa finantarea transei 3 va fi de ~40%.Imprumutul este garantat prin intermediul unei ipoteci de rang 3 asupra proprietatii. Ipotecile de prim rang si rang doi sunt detinute tot de investitorii Crowdestate din primele 2 transe de finantare. Rata dobanzii este fixa de 15% p.a., iar perioada imprumutului pana la 11 luni. Dobanda va fi platita trimestrial.Imprumutul va fi rambursat la maturitate, din veniturile din vanzari aferente altor proiecte ale Sponsorului, vanzarea proprietatii aduse in garantie (daca va fi cazul) si/sau a altor active, profituri operationale sau prin refinantare.

Romania

Euro

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Prejmer, Braşov (III)

Silviu-Cosmin Dabija

Rahastuseesmärk:	€ 199900
Oodatav tootlus:	15 % aastas
Investeerimisperiood:	14 kuud
Riskikategooria:	A Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Prejmer, Braşov (III)

Rahastatud investeeringud