Our new project offers an opportunity to finance the purchase and construction of Raiheina St. 35 single family house development. The property is located in on the border of Viimsi municipality and the city of Maardu, approx. 14 km (20 - 25 minutes drive by car) from Tallinn. There are mostly private houses in the direct neighborhood.  Investors will be offered an opportunity to finance the purchase of the property and further construction in total amount of 260,000 euros. In the current sixth round the Sponsor is looking for 13,000 euros to finance the construction of Raiheina St. 35 property. Construction is in the final stage - internal finishing is underway, stone pavement and gardening has been completed. The construction deadline is November 30th, 2022. There is a buyer for the Raiheina St. 35 property and a notarized contract under the law of obligations has been concluded!The fixed interest rate is 11% p.a. There are no periodical interest payments. The investment period is 31.12.2022 (up to 4 months). The project owner has the right to extend the loan period for 3 month with the interest rate of 12.5% per annum for the extension period. Residential area of thee house is 174.7 m2. According to the appraisal report, the market value of the completed house is 426,000 euros and the value (at about 60% readiness) was 278,000 euros. The ratio of the loan principal to the market value of the collateral (LTV) is up to 69% at the end of construction. The loan is secured by a first-rank mortgage on Raiheina St. 35 property.Loan will be repaid from the sales revenue of Raiheina St. 35 private house.

Real estate investment opportunity in Estonia for property development offering 11% annual interest rate.

Investment opportunity | Raiheina St. 35

Our new project offers an opportunity to finance the purchase and construction of Raiheina St. 35 single family house development. The property is located in on the border of Viimsi municipality and the city of Maardu, approx. 14 km (20 - 25 minutes drive by car) from Tallinn. There are mostly private houses in the direct neighborhood.  Investors will be offered an opportunity to finance the purchase of the property and further construction in total amount of 260,000 euros. In the current sixth round the Sponsor is looking for 13,000 euros to finance the construction of Raiheina St. 35 property. Construction is in the final stage - internal finishing is underway, stone pavement and gardening has been completed. The construction deadline is November 30th, 2022. There is a buyer for the Raiheina St. 35 property and a notarized contract under the law of obligations has been concluded!The fixed interest rate is 11% p.a. There are no periodical interest payments. The investment period is 31.12.2022 (up to 4 months). The project owner has the right to extend the loan period for 3 month with the interest rate of 12.5% per annum for the extension period. Residential area of thee house is 174.7 m2. According to the appraisal report, the market value of the completed house is 426,000 euros and the value (at about 60% readiness) was 278,000 euros. The ratio of the loan principal to the market value of the collateral (LTV) is up to 69% at the end of construction. The loan is secured by a first-rank mortgage on Raiheina St. 35 property.Loan will be repaid from the sales revenue of Raiheina St. 35 private house.

Meie uus projekt pakub võimalust finantseerida ühepereelamu ostu ja ehitust asukohaga Raiheina tee 35, Maardu linn. Kinnistu asub Tallinna kesklinnast u. 14 km (20 - 25 minutilise autosõidu) kaugusel, Viimsi valla ja Maardu linna piiril. Ümbruskonnas asuvad valdavalt ühepereelamud. Investoritele pakutakse mitme rahastamisvooruga võimalust rahastada ühepereelamu ostu ja ehitust kogusummas 260 000 eurot. Käesoleva kuuenda rahastamisvooruga finantseeritakse ehitust mahus 13 000 eurot. Lõpuniehituse kogumaksumus on 100 000 eurot. Ehitus on lõpufaasis - käivad siseviimistlustööd, maja ümbrus on haljastatud ja majaesine kivisillutis paigaldatud. Ehituse tähtaeg on 30.11.2022.Raiheina tee 35 majale on ostja olemas ja sõlmitud on võlaõiguslik müügileping!Fikseeritud intressimäär on 11% aastas. Intress makstakse ühekordse maksena perioodi lõpus või valmisehitatud maja müümisel. Investeerimisperiood on kuni 31.12.2022 (u. 4 kuud). Projekti omanikul on õigus perioodi pikendada üks kord 3 kuu võrra. Pikendusperioodi intress 12,5% aastas.  Ühepereelamu suurus on 174,7 m2. Hindamisakti kohaselt on valmiskujul on maja turuväärtus 426 000 eurot ja hindamisakti järgne väärtus (u. 60%-lise ehitusvalmiduse juures) 278 000 eurot. Investorite laenu põhiosa suhe tagatisvara turuväärtusesse (LTV) on kuuenda laenuosa väljastamisel 65%. LTV on ehituse lõpus kuni 69%.Laen on tagatud esimese järjekoha hüpoteegiga Raiheina tee 35 kinnistule.Laen tagastatakse valmisehitatud eramu müügitulust.

Rahastuseesmärk:	€ 13000
Oodatav tootlus:	11.5 % aastas
Investeerimisperiood:	2 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Raiheina tee 35, Maardu (VI)

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