The goal for this opportunity is to finance the construction of 4 houses (2 duplexes) on a total land of 1212 sqm, situated at 39 Privighetorilor street, Balotesti, Ilfov county, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan in a total amount of EUR 320,000, arranged in 7 tranches, based on the progression of works and the presales. The 1st tranche of EUR 40,000 was raised in March-April 2022, the 2nd tranche of EUR 50,000 in June 2022 and the 3rd tranche of EUR 50,000 in July 2022. This will be the 4th tranche of the investment opportunity in the amount of EUR 60,000. The source of reimbursement will be the pre-sales collected from their clients or the sale of the houses when finalized. At this moment, 2  houses out of the total 4 houses are pre-contracted (2nd house was sold in July 2022). The houses are expected to be delivered until March 2023. The second possible source of reimbursement can be refinancing from one of the banks operating in Romania.  The investment tenor for this tranche is up to 12 months. The interest rate is 14% p.a. and it will be paid in quarterly instalments. The loan will be secured with a 4th rank mortgage on the land and future buildings. The land has been evaluated for EUR 79,000 by Neoval Consulting. Other investments related to project such as: authorisation &amp; other soft costs in the amount of ~EUR 19,000, acquisition of metallic structures in the amount of ~EUR 100,000 plus other ~EUR 150,000 for construction materials &amp; suppliers (such as: facades, fencing, carpentry, roof, electric connection, sewage, structure assembly, concrete) were made from Sponsor’s own equity. Thus,  the LTV after the 4th tranche will be ~57%.

Real estate investment opportunity in Romania for property development, secured by residential land plots and existing constructions and offering 14% annual interest rate.

Investment opportunity | Privighetorilor 39, Balotesti, Ilfov, Romania (IV)

The goal for this opportunity is to finance the construction of 4 houses (2 duplexes) on a total land of 1212 sqm, situated at 39 Privighetorilor street, Balotesti, Ilfov county, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan in a total amount of EUR 320,000, arranged in 7 tranches, based on the progression of works and the presales. The 1st tranche of EUR 40,000 was raised in March-April 2022, the 2nd tranche of EUR 50,000 in June 2022 and the 3rd tranche of EUR 50,000 in July 2022. This will be the 4th tranche of the investment opportunity in the amount of EUR 60,000. The source of reimbursement will be the pre-sales collected from their clients or the sale of the houses when finalized. At this moment, 2  houses out of the total 4 houses are pre-contracted (2nd house was sold in July 2022). The houses are expected to be delivered until March 2023. The second possible source of reimbursement can be refinancing from one of the banks operating in Romania.  The investment tenor for this tranche is up to 12 months. The interest rate is 14% p.a. and it will be paid in quarterly instalments. The loan will be secured with a 4th rank mortgage on the land and future buildings. The land has been evaluated for EUR 79,000 by Neoval Consulting. Other investments related to project such as: authorisation &amp; other soft costs in the amount of ~EUR 19,000, acquisition of metallic structures in the amount of ~EUR 100,000 plus other ~EUR 150,000 for construction materials &amp; suppliers (such as: facades, fencing, carpentry, roof, electric connection, sewage, structure assembly, concrete) were made from Sponsor’s own equity. Thus,  the LTV after the 4th tranche will be ~57%.

The goal for this opportunity is to finance the construction of 4 houses (2 duplexes) on a total land of 1212 sqm, situated at 39 Privighetorilor street, Balotesti, Ilfov county, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan in a total amount of EUR 320,000, arranged in 7 tranches, based on the progression of works and the presales. The 1st tranche of EUR 40,000 was raised in March-April 2022, the 2nd tranche of EUR 50,000 in June 2022 and the 3rd tranche of EUR 50,000 in July 2022. This will be the 4th tranche of the investment opportunity in the amount of EUR 60,000. The source of reimbursement will be the pre-sales collected from their clients or the sale of the houses when finalized. At this moment, 2  houses out of the total 4 houses are pre-contracted (2nd house was sold in July 2022). The houses are expected to be delivered until March 2023. The second possible source of reimbursement can be refinancing from one of the banks operating in Romania.  The investment tenor for this tranche is up to 12 months. The interest rate is 14% p.a. and it will be paid in quarterly instalments. The loan will be secured with a 4th rank mortgage on the land and future buildings. The land has been evaluated for EUR 79,000 by Neoval Consulting. Other investments related to project such as: authorisation &amp; other soft costs in the amount of ~EUR 19,000, acquisition of metallic structures in the amount of ~EUR 100,000 plus other ~EUR 150,000 for construction materials &amp; suppliers (such as: facades, fencing, carpentry, roof, electric connection, sewage, structure assembly, concrete) were made from Sponsor’s own equity. Thus,  the LTV after the 4th tranche will be ~57%.

Käesoleva investeerimisprojekti eesmärgiks on rahastada 4  paarismajakorteri ehituskulusid. Kinnistud asuvad Bukaresti eeslinnas, 39 Privighetorilor tänav, Balotesti asulas, Ilfov maakonnas, Rumeenias. Crowdestate’ investoritel on  võimalus investeerida hüpoteegiga tagatud arenduslaenu kujul kokku summas EUR 320,000. Rahastus korraldatakse 7 rahastusvooru kaudu, vastavalt ehitustööde edenemisele ja ettemüügile. Käesoleva rahastusvooru suuruseks on EUR 60,000. Kaasatud kapitali kasutatakse ehitustegevuse jätkamiseks.Laenu tagastamise allikaks on ettemaksed klientidelt või lõpetatud majade müügist saadav tulu. Hetkel on, 4 ühikust 2 maja eellepingud sõlmitud ja eeldatavasti lõpevad ehitustööd 2023. a. märtsis. Alternatiivseks võimaluseks on lõpetatud majade refinantseerimine pangalaenu abil. Laenuperioodiks on 12 kuud. Intressimääraks on 14% aasta baasil ja see makstakse kvartaalsete osamaksetena.Laenu tagatisvaraks on arendatavad kinnistud. 4 kinnistu pindala kokku on 1,212 m2. Neoval Consulting on hinnanud maa-ala  EUR 79,000 ning muud projekti autoriseerimise ja kuludega seotud investeeringud summas ~EUR 19,000, metallkonstruktsioonide soetamine summas ~EUR 100,000 ja ~EUR 150,000 ehitusmaterjalide eest tehti Sponsori omakapitali arvelt, moodustudes LTV~57%.

The goal for this opportunity is to finance the construction of 4 houses (2 duplexes) on a total land of 1212 sqm, situated at 39 Privighetorilor street, Balotesti, Ilfov county, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan in a total amount of EUR 320,000, arranged in 7 tranches, based on the progression of works and the presales. The 1st tranche of EUR 40,000 was raised in March-April 2022, the 2nd tranche of EUR 50,000 in June 2022 and the 3rd tranche of EUR 50,000 in July 2022. This will be the 4th tranche of the investment opportunity in the amount of EUR 60,000. The source of reimbursement will be the pre-sales collected from their clients or the sale of the houses when finalized. At this moment, 2  houses out of the total 4 houses are pre-contracted (2nd house was sold in July 2022). The houses are expected to be delivered until March 2023. The second possible source of reimbursement can be refinancing from one of the banks operating in Romania.  The investment tenor for this tranche is up to 12 months. The interest rate is 14% p.a. and it will be paid in quarterly instalments. The loan will be secured with a 4th rank mortgage on the land and future buildings. The land has been evaluated for EUR 79,000 by Neoval Consulting. Other investments related to project such as: authorisation &amp; other soft costs in the amount of ~EUR 19,000, acquisition of metallic structures in the amount of ~EUR 100,000 plus other ~EUR 150,000 for construction materials &amp; suppliers (such as: facades, fencing, carpentry, roof, electric connection, sewage, structure assembly, concrete) were made from Sponsor’s own equity. Thus,  the LTV after the 4th tranche will be ~57%.

Obiectivul acestei oportunitati de investitie este finantarea constructiei a 4 case unifamiliale cuplate pe 4 loturi de teren in suprafata totala de 1212 mp situat in Balotesti, Str. Privighetorilor, nr. 39, Jud. Ilfov, Romania. Investitorii Crowdestate vor avea oportunitatea de a investi intr-un imprumut senior pentru constructie in suma totala de 320.000 EUR, acordat în 7 transe, in functie de progresul lucrarilor si de avansurile incasate. Prima transa de 40.000 EUR a fost finantata in Martie - Aprilie 2022, transa a doua in Iunie 2022, iar transa a treia a fost finantata in Iulie 2022. Aceasta va fi a patra transa de finantare in cadrul proiectului in suma de 60.000 EUR.Sursele de rambursare vor fi avansurile încasate de la clienti sau vanzarea caselor la momentul finalizarii acestora. La data prezentei, 2 case din totalul celor 4 case sunt pre-contractate (cea de a doua casa fiind vanduta in Iulie 2022) si se asteapta ca finalizarea acestora sa se realizeze pana la finalul lunii martie 2023. A doua posibila sursa de rambursare poate fi refinantarea prin intermediul unei banci din Romania. Durata investitiei pentru aceasta transa este de pana la 12 luni. Rata dobanzii este de 14% pe an si va fi platita trimestrial. Imprumutul va fi garantat cu ipoteca de rang 4 pe teren si constructiile viitoare. Terenul a fost evaluat pentru suma de 79.000 EUR de catre Neoval Consulting. Alte investitii legate de autorizarea proiectului, precum alte soft costs in suma de ~19.000 EUR, achizitionarea structurilor metalice in suma de ~100.000 EUR si materiale de constructii, precum si alte plati catre furnizori in valoare de ~150.000 EUR (precum fatade, garduri, tamplarie-OSB, acoperis, conexiune la curent, canalizare, instalare structuri metalice, ciment pentru beton) au fost efectuate deja din capitalul propriu al Sponsorului, prin urmare LTV-ul dupa finantarea transei 4 va fi de ~57%.

Oportunitate investitie pe piata imobiliara - 4 case in Balotesti, Ilfov, Romania

Rahastuseesmärk:	€ 60000
Oodatav tootlus:	14 % aastas
Investeerimisperiood:	15 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Str. Privighetorilor 39, Balotești (IV)

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