The EU crowdfunding market remained underdeveloped compared with other major world economies. For many years, one of the biggest hurdles faced by crowdfunding platforms seeking to offer their services across borders was the lack of common rules and diverging licensing requirements across the European Union. The European Council approved the uniform pan-European crowdfunding regulation (Regulation … 
Read more "Crowdfunding regulation in the European Union"

Crowdfunding regulation in the European Union

Historically, investing in real estate has been a privilege for institutional investors, corporations, and ultra-wealthy individuals. Smaller investors’ options have been limited to buying residential properties or investing in real estate investment funds. At the same time, the idea of crowdfunding – pooling money from similar investors to make a joint investment – has been … 
Read more "Own a Piece of the Action: Real Estate Crowdfunding Explained"

Own a Piece of the Action: Real Estate Crowdfunding Explained

The European housing market is facing a critical shortage, creating a unique opportunity for savvy investors. If you are looking to diversify your portfolio and tap into a high-demand market, real estate crowdfunding in Europe could be your next big move. Europe is in the throes of a housing crisis that is reshaping its social … 
Read more "Europe’s Housing Crisis: A Golden Opportunity for Real Estate Crowdfunding Investors"

Europe’s Housing Crisis: A Golden Opportunity for Real Estate Crowdfunding Investors

Real estate crowdfunding has emerged as a compelling investment opportunity in the current economic landscape, characterised by fluctuating interest rates and a post-pandemic recovery. This innovative form of collective real estate investment, championed by platforms like Crowdestate, is revolutionising investor engagement in the real estate sector. As defined by the European Crowdfunding Regulation (EU) 2020/1503, … 
Read more "Why real estate crowdfunding is an exciting investment opportunity"

Why real estate crowdfunding is an exciting investment opportunity

The interplay of risk and return is inherently tied to balancing risk and expected return. A fundamental principle is that higher risks should be matched with the potential for higher returns. Conversely, if you seek higher returns, you must be prepared to accept increased risk levels. Understanding investment risks and personal risk tolerance is crucial … 
Read more "Investment Risks and Risk Tolerance in Real Estate Crowdfunding"

Investment Risks and Risk Tolerance in Real Estate Crowdfunding

At Crowdestate, we understand that circumstances change, and you may need to update your account information. If you find yourself needing to change the email address and phone number associated with your Crowdestate account, follow these steps: Why Change Your Email Address? How to Change Your Email Address or Phone Number: Prepare Your Application: Send … 
Read more "Changing your email address or phone number for your Crowdestate account"

Changing your email address or phone number for your Crowdestate account

Are you seeking a captivating investment opportunity that offers stability, diversification, and the potential for solid returns? Look no further than private real estate debt in Europe! This dynamic asset class is transforming the investment landscape, and you can be a part of it. What is real estate private debt? Imagine a world beyond traditional … 
Read more "Private Debt – a new lucrative new asset class"

Private Debt – a new lucrative new asset class

With less than a week before the final deadline, just about 10% of the 180+ real estate crowdfunding platforms operating in the European Union have received the mandatory authorisation required to continue the provision of their crowdfunding services. The Regulation on European Crowdfunding Service Providers (ECSP) (EU 2020/1503), laying down uniform rules across the EU … 
Read more "Will your real estate crowdfunding platform be in business next week?"

Will your real estate crowdfunding platform be in business next week?

From time to time, we receive questions like “How does Autoinvest work?”, “What is the best way to set up an Autoinvest?”, “How do I manage my investment portfolio with Autoinvest?” and “I want to deposit a larger amount, but I do not want to take too much risk?”. We have published a blog post, … 
Read more "Practical application of Autoinvest"

Practical application of Autoinvest

The current economic environment and changes in banks’ risk appetites have yielded a very attractive return play for real estate crowdfunding investors. We remember vividly the collapse of Silicon Valley Bank in March 2023, followed by several other closures of smaller US-based commercial banks. In early August 2023, Moody’s downgraded the credit rating of several … 
Read more "Lowest-risk investments are providing the highest returns now!"

Lowest-risk investments are providing the highest returns now!

The majority of real estate investments are long-term, especially real estate equity investments – when a secured real estate loan might be ending in just 12 months, the tenor of real estate equity investments can be several years. When making a long-term investment decision, having a backup plan for early exit is one of the … 
Read more "Investing in the secondary market"

Investing in the secondary market

In recent years, crowdfunding has emerged as an innovative way for individuals and businesses to raise capital for their projects or ventures. It has gained popularity due to its potential to democratise finance and provide opportunities for collaboration between businesses and investors. What is Crowdfunding? Crowdfunding can be described as a collective effort by a … 
Read more "A Beginner’s Guide to Crowdfunding"

Blog