This real estate investment project is a development project of a total 25 individual houses (Phase 1) situated in Sura Mare commune, Sibiu County, Transylvania region, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan. The aim of this new tranche is to raise the remaining amount up to EUR 350,000 which will be used to fully refinance the first tranche of the project. The source of reimbursement will be the sale of the houses when finalised. The 9 houses which are the object of this investment opportunity are fully sold. The houses are expected to be delivered by December 2023. Other sources of reimbursement can be refinancing from one of the banks operating in Romania, the sale of other land plots owned by the Project Owner within the project or from the company’s operating revenues.The investment tenor for this tranche is up to 3 months. The interest rate of the loan is 16% p.a. The principal and interest payments will be made at the end of the loan period. The loan will be secured by a 3rd rank mortgage on the land plots and existing 9 constructions. The first rank mortgages are held by Crowdestate investors from the first funding rounds. As per the last attached appraisal, the minimum estimated market value of the collateral is EUR 1,088,140 (min. EUR 120,905/1 house plus related land plot). Thus, the max LTV will be 32%.

Real estate investment opportunity in Romania for property development, secured by residential land plots and existing constructions and offering 16% annual interest rate.

Investment opportunity | Strada Noua, Sura Mare, Sibiu (IV)

This real estate investment project is a development project of a total 25 individual houses (Phase 1) situated in Sura Mare commune, Sibiu County, Transylvania region, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan. The aim of this new tranche is to raise the remaining amount up to EUR 350,000 which will be used to fully refinance the first tranche of the project. The source of reimbursement will be the sale of the houses when finalised. The 9 houses which are the object of this investment opportunity are fully sold. The houses are expected to be delivered by December 2023. Other sources of reimbursement can be refinancing from one of the banks operating in Romania, the sale of other land plots owned by the Project Owner within the project or from the company’s operating revenues.The investment tenor for this tranche is up to 3 months. The interest rate of the loan is 16% p.a. The principal and interest payments will be made at the end of the loan period. The loan will be secured by a 3rd rank mortgage on the land plots and existing 9 constructions. The first rank mortgages are held by Crowdestate investors from the first funding rounds. As per the last attached appraisal, the minimum estimated market value of the collateral is EUR 1,088,140 (min. EUR 120,905/1 house plus related land plot). Thus, the max LTV will be 32%.

Käesolevaks investeerimise võimaluseks on arendusprojekt 25 eramu ehitamiseks (Faas 1) Sura Mare vallas, Sibiu maakonnas, Transilvaania piirkonnas, Rumeenias. Crowdestate'i investoritel on võimalus investeerida hüpoteegiga tagatud ehituslaenu kogusummas. Käesoleva osamakse eesmärk on koguda ülejäänud summa kuni 350 000 eurot, mida kasutatakse projekti esimese osamakse täielikult refinantseerimiseks.Tagasimaksmise allikaks on majade müük pärast valmimist. Investeerimisvõimaluse objektiks olevad 9 maja on müüdud majade hulgas. Majad peaksid valmima 2023. aasta detsember. Muudeks tagasimaksmise allikateks võivad olla: refinantseerimine mõnest Rumeenias tegutsevast pangast, Projektiomaniku omandis olevate teiste projektiga seotud kinnistute müük või ettevõtte muud tulud.Laenuperioodiks on kuni 3 kuud. Laenu intressimäär on 16% aastas. Põhiosa tagastatakse ja intressimakseid tehakse laenuperioodi lõpus. Laenu tagatiseks on kolmas järjekoha hüpoteek kruntidele ja olemasolevatele 9 ehitisele. Esimesed 2 hüpoteeklaene on Crowdestate'i investorite käes kahest esimesest rahastamisvoorust. Lisatud hindamisakti kohaselt on tagatise hinnanguline turuväärtus min. 1,088,140 eurot (min. EUR 120,905/1 maja). Seega on maksimaalne LTV 32%.

Acest proiect de investitii imobiliare este un proiect de dezvoltare a unui numar total de 25 de case individuale (Faza 1) situate in loc. Sura Mare, Jud. Sibiu, Transilvania, Romania. Investitorii Crowdestate vor avea oportunitatea de a investi intr-un imprumut senior pentru constructie. Scopul acestei noi transe este de a finanta diferenta ramasa pana la suma totala de 350.000 EUR si va fi utilizata pentru refinantarea integrala a primei transe din proiect.Sursa de rambursare va fi vanzarea caselor la momentul finalizarii acestora. Cele 9 case care fac obiectul acestei oportunitati de investitie sunt toate pre-contractate. Finalizarea caselor este estimata sa se realizeze pana la finalul lunii Decembrie 2023. Alte posibile surse de rambursare pot fi refinantarea prin intermediul unei banci din Romania, vanzarea altor loturi de teren detinute de Sponsor, care se afla in cadrul aceluiasi proiect sau din veniturile obtinute de companie din finalizarea altor proiecte curente.Durata investitiei pentru aceasta transa este de pana la 3 luni. Rata dobanzii este de 16% pe an. Plata principalului si a dobanzii se va face la finalul perioadei imprumutului. Imprumutul va fi garantat cu ipoteca de rang 3 pe loturile de teren si cele 9 constructiile existente. Ipotecile de rang 1 si 2 sunt detinute de investitorii Crowdestate din primele transe de finantare. Conform ultimului raport de evaluare atasat, valoarea minima de piata a garantiei prezentate se ridica la suma de EUR 1,088,140 (min. EUR 120,905/1 casa plus teren aferent). Prin urmare, LTV-ul maxim dupa aceasta transa va fi de 32%.

Oportunitate investitie pe piata imobiliara - 9 case individuale in Sibiu, Romania

Romania

Euro

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Strada Noua, Sura Mare, Sibiu (IV)

Cioban Vladimir

Rahastuseesmärk:	€ 138900
Oodatav tootlus:	16 % aastas
Investeerimisperiood:	6 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk 32.16%
Capital stack:	Tagatud laen

Strada Noua, Sura Mare, Sibiu (IV)

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